USDA Vs. FHA Pro and Con comparison in Sitka, Sitka County, AK
In 2025, the USDA loan limit for Sitka, located in Sitka, AK, is $488,700. Meanwhile, the FHA limit for a single-family home is $586,500. These figures are essential for determining the borrowing capacity available through these specific loans.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA vs FHA rates and discover the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program to fit your financial needs in .
2025 Loan Limits and Down Payment Requirements in Sitka, Sitka, AK
Loan Type
Loan Limit
Down Payment
USDA
$488,700
0%
FHA
$586,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Sitka, AK
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan, without hassle. Select from three starting points that lead to matching lenders and explore USDA loan programs tailored to your needs.
A USDA home loan, backed by the governmental Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment, making them an attractive choice for those eligible.
Alliance Group & Associates Inc. (AGAI) dba Alliance lending is broker company, AGAI team pays attention to details of every loan application, searching to find the most suitable mortgage for the clients. AGAI was first established in 2014 in San Jose, serving mortgage industry instate if CA
First State Bank of Golva, Beach, Medora celebrates 100 years of community service. The First State Bank of Golva, Beach, and Medora have a commitment to the community, sharing a common past continuously since 1914. First State Bank offers full, friendly service for all your banking needs at competitive rates by local people who care.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Rolling F Credit Union is on a mission to do things differently than any other company, especially predatory lenders, so our customers can find an new sense of FINANCIAL SECURITY that includes things like: emergency savings, rising credit scores, cheap loan rates, practical transportation, home ownership, a future nest egg.
101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
6020 Hellyer Avenue, Suite 150, San Jose, CA, 95138
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
At PremierOne Credit Union, we believe you should have complete peace of mind when it comes to your finances: a variety of financial products, convenience, financial security, and personalized service. PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in Santa Clara County.
