USDA Vs. FHA your options comparison in Juneau, Juneau County, AK
In 2026, the USDA loan limit for Juneau, within the boundaries of Juneau county, AK, is $483,700. Meanwhile, the limit set for an FHA loan on a single-family home is $533,600. Understanding these limits can assist you in navigating the options available for home financing.
Make use of the Lendersa® USDA loan calculator to effectively compare the most favorable USDA and FHA rates available today. Assess key criteria such as income, credit, reserves, and the documents required for qualifying. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side format, guiding you to choose the best-suited program for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Juneau, Juneau, AK
Loan Type
Loan Limit
Down Payment
USDA
$483,700
0%
FHA
$533,600
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Opportunities in Juneau, AK
The mission of Lendersa® is to ensure you receive the best possible USDA or FHA loan quickly and without hassle. Choose from three strategic pathways to connect with lenders and discover USDA loan programs that meet your needs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment. This feature significantly eases the financial burden on qualifying home buyers in eligible rural communities.
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