USDA Vs. FHA your options comparison in Juneau, Juneau County, AK

In 2026, the USDA loan limit for Juneau, within the boundaries of Juneau county, AK, is $483,700. Meanwhile, the limit set for an FHA loan on a single-family home is $533,600. Understanding these limits can assist you in navigating the options available for home financing.

Make use of the Lendersa® USDA loan calculator to effectively compare the most favorable USDA and FHA rates available today. Assess key criteria such as income, credit, reserves, and the documents required for qualifying. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side format, guiding you to choose the best-suited program for your financial needs in .

Explore loan offers from 100 different lenders to find the best possible match for your financial goals.

Loan Limits and Down Payment Requirements for 2026 in Juneau, Juneau, AK

Loan Type Loan Limit Down Payment
USDA $483,700 0%
FHA $533,600 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Opportunities in Juneau, AK

The mission of Lendersa® is to ensure you receive the best possible USDA or FHA loan quickly and without hassle. Choose from three strategic pathways to connect with lenders and discover USDA loan programs that meet your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AK

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not demand any down payment. This feature significantly eases the financial burden on qualifying home buyers in eligible rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



Juneau Lenders

  • TRUE NORTH FEDERAL CREDIT UNION
  • 2777 Postal Way, Juneau, AK, 99801
  • Lends in Alaska
  • True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.

  • Tongass Federal Credit Union
  • 2000 Tongass Avenue, Ketchikan, AK, 99901
  • Lends in Alaska
  • Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.

  • First Bank
  • 331 Dock Street, Ketchikan, AK, 99901
  • Lends in Alaska
  • For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.

    First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens

  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • Lends in Alaska
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • Lends in Alaska
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.

  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Lends in Alaska
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.

  • Alaska District Engineers Federal Credit Union
  • PO Box 6289, JBER, AK, 99506
  • Lends in Alaska
  • All employees and immediate family members of the Alaska District Corps of Engineers are eligible for membership. As a not-for-profit financial co-op, all of our profits come back to the membership in the form of fewer fees, better rates and financial education. Once a member always a member.

  • Northern Skies Federal Credit Union
  • 1001 E Benson Boulevard, Anchorage, AK, 99508
  • Lends in Alaska
  • At Northern Skies Federal Credit Union, we are committed to providing quality financial services for our members with our signature touch. It is our goal to not only meet but to exceed your expectations of us. Our credit union was originally chartered in 1967. Since that time, we have prospered and grown but have held strong to our commitment.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • Alaska Commercial Loan Brokers
  • 1120 Huffman Rd, Suite 24-615, Anchorage, AK, 99515
  • Lends in Alaska
  • Alaska Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding and send out to lenders nationwide. ACLB specializes in government loans to maximize amount financed.Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding