USDA Vs. FHA your options comparison in Alexander-City, Tallapoosa County, AL
In 2025, the USDA loan limit for the city of Alexander-City in Tallapoosa county, AL, stands at $285,000, whereas the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to meticulously compare today's leading USDA vs. FHA rates. Here, you can determine the income, credit, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can see USDA, FHA, Conforming, and VA options lined up side by side, assisting in selecting the best option in tailored for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Alexander-City, Tallapoosa, AL
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Discovering USDA and FHA Loan Options in Alexander-City, AL
Lendersa® aims to promptly deliver the most favorable USDA or FHA loans, making the process swift and hassle-free. Choose one of three starting paths to match with suitable lenders and USDA loan programs.
The USDA home loan is endorsed by the government Department of Agriculture, also referred to as a USPSA mortgage or rural development loan, and is specifically available for rural neighborhoods. While FHA loans demand at least a 3.5% down payment, no down payment is required for USDA mortgages.
19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA.
With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
1667 K Street NW, Suite 510, Washington, DC, 20006
ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.
