USDA Vs. FHA your options comparison in Alexander-City, Tallapoosa County, AL
In 2026, the USDA loan limit for the city of Alexander-City in Tallapoosa county, AL, stands at $285,000, whereas the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to meticulously compare today's leading USDA vs. FHA rates. Here, you can determine the income, credit, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can see USDA, FHA, Conforming, and VA options lined up side by side, assisting in selecting the best option in tailored for your financial scenario.
2026 Loan Limits and Down Payment Requirements in Alexander-City, Tallapoosa, AL
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Discovering USDA and FHA Loan Options in Alexander-City, AL
Lendersa® aims to promptly deliver the most favorable USDA or FHA loans, making the process swift and hassle-free. Choose one of three starting paths to match with suitable lenders and USDA loan programs.
The USDA home loan is endorsed by the government Department of Agriculture, also referred to as a USPSA mortgage or rural development loan, and is specifically available for rural neighborhoods. While FHA loans demand at least a 3.5% down payment, no down payment is required for USDA mortgages.
Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
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The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
13809 Research Boulevard, Suite 500, Austin, TX, 78750
Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.
Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.
13740 Research Blvd, Building E, Suite 1, Austin, TX, 78750
Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
