For 2025, the maximum USDA loan in Tallassee, which is part of the county of Elmore in AL, is $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.
Utilize Lendersa®'s USDA loan calculator for a detailed comparison of today's top rates between USDA and FHA. Determine the requirements in terms of income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program available in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to deliver the optimal USDA or FHA loan both quickly and with minimal stress. Start with any of three initial steps to connect with lenders and access USDA loan programs tailored to your needs.
The USDA home loan is backed by the government, specifically the Department of Agriculture, and is also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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