USDA Loan Vs. FHA loan for La-Fayette, AL [ best of 2023]

In 2025, USDA loan limit in La-Fayette, county of Chambers, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in La-Fayette, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 783-2096 1127 miles Lender's profile and map Reviews Community Credit Union Maine 144 Pine Street, Lewiston, ME, 04240 Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
(207) 783-3991 1127 miles Lender's profile and map Reviews Milestones Federal Credit Union 291 Pine Street, Lewiston, ME, 04240 Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
(207) 783-2071 1127 miles Lender's profile and map Reviews Maine Family Federal Credit Union 555 Sabattus Street, Lewiston, ME, 04240 Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
(207) 783-3991 1127 miles Lender's profile and map Reviews Lewiston Municipal Federal Credit Union 291 Pine St, Lewiston, ME, 04240 Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
(218) 694-6233 1127 miles Lender's profile and map Reviews The First National Bank of Bagley 31 Central Street East, Bagley, MN, 56621 Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
(701) 428-3121 1128 miles Lender's profile and map Reviews Kindred State Bank 411 Elm Street, Kindred, ND, 58051 Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
(701) 428-9111 1128 miles Lender's profile and map Reviews Elm River Credit Union 120 Spruce Street, Kindred, ND, 58051 Elm River Credit Union is a state chartered credit union organized in August 1954. Father Schmiler, a priest serving the Page and Hunter, ND Catholic churches was instrumental in the organization. He was originally from Wisconsin and had become familiar with credit union philosophy there.
(605) 224-6264 1131 miles Lender's profile and map Reviews Oahe Federal Credit Union 221 E Pleasant Drive, Pierre, SD, 57501 Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
(218) 359-2403 1132 miles Lender's profile and map Reviews Northwestern Bank 4 North Main Street, Dilworth, MN, 56529 Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
(207) 442-8711 1132 miles Lender's profile and map Reviews First Federal Savings and Loan Association of Bath 125 Front St, Bath, ME, 04530 Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
(800) 750-0959 1132 miles Lender's profile and map Reviews Five County Credit Union 765 Washington Street, Bath, ME, 04530 Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.