USDA Loan Vs. FHA loan for La-Fayette, AL [ best of 2023]

In 2025, USDA loan limit in La-Fayette, county of Chambers, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in La-Fayette, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 352-1989 1204 miles Lender's profile and map Reviews Five Star Mortgage LLC 2692 Linden Drive, Boulder, CO, 80304 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(207) 469-6341 1205 miles Lender's profile and map Reviews Seaboard Federal Credit Union 177 Main Street, Bucksport, ME, 04416 Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
(307) 634-8844 1205 miles Lender's profile and map Reviews Cheyenne State Bank 101 West 19th Street, Cheyenne, WY, 82001 Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
(800) 368-9328 1205 miles Lender's profile and map Reviews Blue Federal Credit Union - 7th Avenue 2401 E Pershing Blvd, Cheyenne, WY, 82001 In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
(307) 632-2124 1205 miles Lender's profile and map Reviews Central Bank and Trust 3060 East Lincolnway, Cheyenne, WY, 82001 We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.
(307) 529-0757 1205 miles Lender's profile and map Reviews Homeowners Relief Options Inc. 1712 Pioneer Avenue, Suite 1741, Cheyenne, WY, 82001 The Homeowners Mortgage Relief Program can offer immediate mortgage relief from your: current, outstanding, Future Mortgage payments, overwhelming debt, stress and all things associated with paying a mortgage you no longer want, simply cannot afford or a property you no longer wish to maintain.
(307) 522-1682 1205 miles Lender's profile and map Reviews Opportunity Business Loans 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001 We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.
(877) 753-7643 1205 miles Lender's profile and map Reviews My-Mortgage 101 1712 Pioneer Ave, Suite 333, Cheyenne, WY, 82001 Home Refinance Options for your mortgage are designed to offer you a better interest rate or loan term than you have on your current mortgage loan. The benefit of lower interest rates is pretty obvious, but the change in your loan term can mean either a shorter or longer repayment period.
805-770-0304 1205 miles Lender's profile and map Reviews FinLend, LLC 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001 FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
(307) 634-2197 1205 miles Lender's profile and map Reviews Western Vista Credit Union 3207 Sparks Road, Cheyenne, WY, 82001 Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being
(800) 280-8655 1205 miles Lender's profile and map Reviews Wallick & Volk, Inc. 222 East 18th Street, Cheyenne, WY, 82001 Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.