USDA Vs. FHA your options comparison in Dadeville, Tallapoosa County, AL

In 2026, the USDA loan limit for Dadeville, located in Tallapoosa county, AL, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today’s USDA against FHA rates, identifying the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your financial needs in .

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Dadeville, Tallapoosa, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Dadeville, AL

Lendersa® strives to quickly connect you with the optimal USDA or FHA loan without hassle. Choose from three initial paths to match with lenders and find USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in AL

A USDA home loan, guaranteed by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not need this initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dadeville Lenders

  • Farmers and Merchants Bank
  • 2 First Street North East, Lafayette, AL, 36862
  • Lends in Alabama
  • Farmers and Merchants Bank was established in 1934 and continues to operate
    in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County

  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Lends in Alabama
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.

  • Four Seasons Federal Credit Union
  • 2915 Pepperell Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.

  • Green Street Mortgage Lenders Inc
  • 600 Avenue A, Suite B, Opelika, AL, 36801
  • Lends in Alabama
  • Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.

  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Lends in Alabama
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers

  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Lends in Alabama
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.

  • East Alabama Community Federal Credit Union
  • 509 E Thomason Circle, Opelika, AL, 36803
  • Lends in Alabama
  • We have 3800 members and approximately $14 million in assets. The credit union was founded in 1961 and originally served Lee County Hospital employees. Since then, Lee County Hospital has been renamed East Alabama Medical Center & is still a major sponsor group. EAC Federal Credit Union has expanded to include the following select employee groups.

  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • Lends in Alabama
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
    It is our belief that a community is best