USDA and FHA Pro and Con in Atmore, Escambia County, AL

In 2025, the USDA loan limit in Atmore, within Escambia county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Atmore, Escambia County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Atmore, AL

At Lendersa®, our goal is to secure you the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan request

What is a USDA Loan in AL?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture. Available in rural areas, this loan requires no down payment versus FHA loans, which mandate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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