USDA Vs. FHA your options comparison in Atmore, Escambia County, AL
In 2025, the USDA loan limit in Atmore, within Escambia county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Atmore, Escambia County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Atmore, AL
At Lendersa®, our goal is to secure you the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture. Available in rural areas, this loan requires no down payment versus FHA loans, which mandate a minimum of 3.5% down payment.
6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
Since opening in 1979, BHGRE Metro Brokers has expanded to 27 locations and more than 2, 400 real estate agents. The company has gained national recognition for its unique platform that is 100% geared and modeled to help agents become more successful than they could be anywhere else.
6085 Lake Forrest Drive, Suite 300-B, Atlanta, GA, 30328
More than 30 years ago, American Home Mortgage was founded to offer Atlanta homeowners highly personalized service, low cost loans, and sound advice. Today, we're proud to say we have continued to fulfill our mission and have a large client base that comes back to us time and time again.
"Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs.
Mission: We are a resource, and voice, for financial empowerment."
5784 Lake Forrest Drive, Suite 207, Atlanta, GA, 30328
"The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style.
In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals. If you have bought a home before, you know there are a lot more steps"
5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
Metro Brokers Financial is the #1 Atlanta mortgage broker. We’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing an Atlanta mortgage simple
333 Sandy Springs Circle Northeast, Atlanta, GA, 30328
Plymouth Funding LLC is a private hard money lender based out of Atlanta, Georgia that specializes in financing non-owner occupied rehab projects and new construction of commercial and residential properties. Even if you're not a real estate investor, our loans may be a great way to meet your financial needs.
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers.
Realty Resources Corporation was founded in 1976. We are real estate brokers and direct hard money lenders on any kind of property in Georgia, and we’ve closed thousands of hard money loans in Greater Atlanta and now in Savannah. Whether you are looking for Hard Money Lenders, Private Money Lenders, Loans for Bad Credit.
