In 2026, in Brewton, which is in Escambia County, AL, the USDA loan limit is set at $336,500, while the FHA loan limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the leading USDA versus FHA rates available today. This includes determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage tool offers insights into USDA, FHA, Conforming, and VA loans side by side. This comprehensive comparison helps identify which program, particularly in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you efficiently with the optimal USDA or FHA loan without unnecessary hassle. Start by choosing one of three effective paths that facilitate matching with lenders offering USDA programs.
The USDA home loan is backed by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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