USDA Loan Vs. FHA loan pro & con Brewton, Escambia County, AL

In 2025, in Brewton, which is in Escambia County, AL, the USDA loan limit is set at $336,500, while the FHA loan limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the leading USDA versus FHA rates available today. This includes determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage tool offers insights into USDA, FHA, Conforming, and VA loans side by side. This comprehensive comparison helps identify which program, particularly in , best suits your financial needs.

Exploring USDA and FHA Loan Options in Brewton, AL

Lendersa® strives to connect you efficiently with the optimal USDA or FHA loan without unnecessary hassle. Start by choosing one of three effective paths that facilitate matching with lenders offering USDA programs.

Lendersa USDA loan request and matching results

What to Know About USDA Loans in AL

The USDA home loan is backed by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

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(877) 367-4223 Lender's profile and map Reviews Mortgage Cube 63 Youngs Hill Road, Huntington, NY, 11743 Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
(516) 472-7009 Lender's profile and map Reviews JMK Financial Group, Inc. 23 Green St, Suite 209, Huntington, NY, 11743 JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
(607) 829-3560 Lender's profile and map Reviews Chen–Del–O Federal Credit Union 114 Main Street, Franklin, NY, 13775 The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
(203) 698-9222 Lender's profile and map Reviews Infinity Commercial Lending 10 Hillcrest Lane, Old Greenwich, CT, 06870 Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
(612) 789-5626 Lender's profile and map Reviews MLS Mortgage Group 3612 Fillmore St NE, Minneapolis, MN, 55418 "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience. MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
(203) 629-8400 Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(715) 532-3389 Lender's profile and map Reviews Ladysmith Federal Savings and Loan Association 119 West 4th Street North, Ladysmith, WI, 54848 Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
(651) 426-3773 Lender's profile and map Reviews Cities Credit Union 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110 Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
(800) 831-2645 Lender's profile and map Reviews Eastern Colorado Bank 10 South First Street, Cheyenne Wells, CO, 80810 The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
(315) 484-2201 Lender's profile and map Reviews Solvay Bank 1537 Milton Ave, Syracuse, NY, 13209 Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.