USDA Loan Vs. FHA loan for Bay-Minette, AL [ best of 2023]

In 2025, USDA loan limit in Bay-Minette, county of Baldwin, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bay-Minette, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(914) 777-2935 1048 miles Lender's profile and map Reviews HARRISON TEACHERS FEDERAL CREDIT UNION 33 Oakland Avenue, Harrison, NY, 10528 Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
(212) 228-7559 1048 miles Lender's profile and map Reviews Scott Capital Group 600 Mamaroneck Avenue, Harrison, NY, 10528 At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(315) 469-5599 1048 miles Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(308) 284-4071 1048 miles Lender's profile and map Reviews Adams Bank & Trust 315 N Spruce St, Ogallala, NE, 69153 Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
(970) 848-3823 1048 miles Lender's profile and map Reviews Yuma County Federal Credit Union 419 W 8th Ave, Yuma, CO, 80759 We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
(914) 761-8600 1048 miles Lender's profile and map Reviews Jennings Realty Agency Corp 214 Mamaroneck Avenue, White Plains, NY, 10601 Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
(212) 634-7899 1048 miles Lender's profile and map Reviews Direct Lending Group 34 South Broadway, White Plains, NY, 10601 Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
(763) 782-7302 1049 miles Lender's profile and map Reviews United Family Mortgage Monticello 8623 Elk Ave, Monticello, MN, 55362 United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
(914) 400-3218 1049 miles Lender's profile and map Reviews Quintessential Mortgage Group 399 Knollwood Road, Suite 320, White Plains, NY, 10603 Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.
(631) 789-0303 1049 miles Lender's profile and map Reviews Branch 6000 Credit Union 630 Broadway, Amityville, NY, 11701 Our Mission is to provide Branch 6000 NALC Credit Union members and their families with a full array of professional services they can use, conveniently and confidently at reasonable and competitive rates, while maintaining a sound financial environment. The Board of Directors and Staff are here to assist you in achieving your financial goals
(845) 928-2845 1049 miles Lender's profile and map Reviews Superior Mortgage Co., Inc. 578 Route 32, Highland Mills, NY, 10930 Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.