USDA Vs. FHA Pro and Con comparison in Jackson, Clarke County, AL
For 2025, the USDA loan cap in Jackson, located in the county of Clarke, AL, stands at $336,500. Meanwhile, the FHA loan cap for a single-family residence is set at $472,030.
Lendersa® presents a USDA loan calculator that lets you compare the USDA and FHA top rates today and identifies the income, credits, reserves, and documentation needed to qualify. Using our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Jackson, in the county of Clarke, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Jackson, AL
At Lendersa®, our aim is to quickly and efficiently help you secure the best USDA or FHA loan. You can start with any of three approaches to connect with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is referred to as a USDA rural development loan or USDA mortgage and is exclusively available in rural locales. Unlike the FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment at all.
At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
57 River Rd, Suite 1009, Essex Junction, VT, 05452
Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.
NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
4 Barrell Court, Concord, NH, 03301
EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.
Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
