USDA Loan Vs. FHA loan pro & con Jackson, Clarke County, AL

In 2025, USDA loan limit in Jackson, county of Clarke, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Jackson, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(775) 342-8537 Lender's profile and map Reviews Joey Machado, REALTOR® 722 E Main St, Suite 105, Santa Maria, CA, 93454 We had heard the rumors that the Las Vegas market had fallen flat on its face, like the “bubble Burst” as they used to say in the real estate and mortgage business, just a month earlier. How would that affect me I wondered, but I was soon going to find out. Nobody wanted to buy homes anymore for a few weeks it seemed like homes in escrow.
(805) 478-4784 Lender's profile and map Reviews New America Realty 1750 S Broadway, Suite J, Santa Maria, CA, 93454 New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
(805) 556-7000 Lender's profile and map Reviews Novel Home Loans 722 East Main Street, Suite 105, Santa Maria, CA, 93454 The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
(805) 448-7101 Lender's profile and map Reviews Greater Mortgage Solutions 124 W. Main St, Suite A, Santa Maria, CA, 93454 We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
(805) 310-5430 Lender's profile and map Reviews Paul Blanco and Associates Inc. 1619 South Broadway, Santa Maria, CA, 93454 PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
(805) 922-7884 Lender's profile and map Reviews Western Vista Home Loans, INC. 1107 South Broadway, Santa Maria, CA, 93454 WESTERN VISTA HOME LOANS, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(509) 339-7110 Lender's profile and map Reviews Good Deeds Mortgage 115 NW State St, Suite 302, Pullman, WA, 99163 At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
(208) 665-5999 Lender's profile and map Reviews Bank CDA 912 Northwest Boulevard, Coeur D Alene, ID, 83814 Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
(208) 765-0284 Lender's profile and map Reviews Mountain West Bank 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814 Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
(208) 667-3374 Lender's profile and map Reviews All American Liberty Mortgage Inc 315 East Indiana Avenue, Coeur D Alene, ID, 83814 Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
(208) 664-9260 Lender's profile and map Reviews YES MORTGAGE 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814 YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.