USDA Vs. FHA your options comparison in Tuskegee, Macon County, AL

In 2025, USDA loan limit in Tuskegee, county of Macon, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Tuskegee, county of Macon, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Tuskegee, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 335 Commerce Drive, Fort Washington, PA, 19034
  • Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives
  • Frankel Financial Corp
  • 455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
  • In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout
  • Filo Mortgage, L.L.C.
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  • Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.
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  • East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002
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  • Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.
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  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance
  • Country Home Loans
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  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
  • Meadowland Credit Union
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