USDA and FHA Pro and Con in Bessemer, Jefferson County, AL
In 2025, the USDA loan limit for Bessemer, located in Jefferson, AL, is $336,500. Meanwhile, the FHA limitation for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in is best suited for your financial requirements.
2025 Loan Limits and Down Payment Requirements in Bessemer, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bessemer, AL
Lendersa® is committed to offering you the best USDA or FHA loan efficiently and without hassle. Choose from three starting points that pair you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is only available in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans require no down payment.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
7215 West Oakland Park Blvd, Fort Lauderdale, FL, 33313
4SURE MORTGAGE SOLUTIONS LLC is in the Mortgage Bankers and Loan Correspondents industry in Sunrise, FL. This company currently has approximately 1 to 5 employees and annual sales of $500, 000 to $999, 999.
4sure Mortgage Solutions L.L.C is a Florida limited liability company based in Lauderhill.
3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
