USDA VS FHA in Midfield, Jefferson County, AL

In 2025, the USDA loan limit in Midfield, Jefferson county, AL is $336,500, while the FHA limit for a single-family home is at $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA side by side, helping you decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Midfield, Jefferson County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Midfield, AL

Lendersa® aims to provide you with the best USDA or FHA loan quickly and with minimal hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

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Understanding USDA Loans in AL

The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or mortgage, available solely in rural areas. In contrast to FHA loans requiring a 3.5% down payment minimum, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
  • Connex Credit Union
  • 412 Washington Ave, North Haven, CT, 06473
  • Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
  • New Haven County Credit Union
  • 2 Broadway, North Haven, CT, 06473
  • New Haven County Credit Union, Inc. is a non-profit financial institution organized to serve the changing financial needs of all the member owners. We are very different from a bank; the people who do business with us are our members, not our customers. We look forward to having the opportunity to serve you and your family.
  • MSImortgage
  • 14 Church Street North, North Haven, CT, 06473
  • MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
  • Ascend Financial Network LLC
  • 250 State Street, Unit F2, North Haven, CT, 06473
  • Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
  • Skyline Financial Federal Credit Union
  • 3528 East Main St, Waterbury, CT, 06705
  • Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
  • DNB National Bank
  • 305 4th Street West, Clear Lake, SD, 57226
  • DNB National Bank is a locally owned independent community bank. The bank, located in Clear Lake, South Dakota, was originally organized on December 16, 1925. We have redesigned our website to make your experience easier on all of your devices! Our goal is to provide the financial services you need along with the best customer service ever!
  • WesTex Community Credit Union
  • 200 E Austin Street, Kermit, TX, 79745
  • It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect
  • Ward County Credit Union
  • 301 South Main Street, Monahans, TX, 79756
  • A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
  • Trust Bridge
  • 609 W Johnson Ave, Suite 115, Cheshire, CT, 06410
  • We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs. To provide options so the investors are in the best position possible to grow their businesses.
  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
  • New England Residential Finance, LLC
  • 415 Wolcott Road, Unit 4, Wolcott, CT, 06716
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.