In 2025, the USDA loan limit in Brook-Highland, located in the county of Shelby, AL, is $285,000. Meanwhile, for a single-family residence, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans and to ascertain the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, providing a clear overview of what suits your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary objective of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with minimal complexity. Choose from three distinct starting points to connect with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture. Known also as the USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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