USDA and FHA Pro and Con in Brook-Highland, Shelby County, AL
In 2026, the USDA loan limit in Brook-Highland, located in the county of Shelby, AL, is $285,000. Meanwhile, for a single-family residence, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans and to ascertain the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, providing a clear overview of what suits your financial needs in .
Loan limits and down payment criteria for 2026 in Brook-Highland, Shelby County, AL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Brook-Highland, AL
The primary objective of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with minimal complexity. Choose from three distinct starting points to connect with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture. Known also as the USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
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57 River Rd, Suite 1009, Essex Junction, VT, 05452
Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.
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The Massachusetts Family Federal Credit Union was chartered in 1926 for the purpose of providing savings and loans to postal employees. Since our modest beginning, the financial markets have changed dramatically, but the philosophy of the credit union has remained constant.” Your membership is our most valued asset.
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