USDA Vs. FHA Pro and Con comparison in Brook-Highland, Shelby County, AL
In 2025, the USDA loan limit in Brook-Highland, located in the county of Shelby, AL, is $285,000. Meanwhile, for a single-family residence, the FHA limit is $356,362.
Explore the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans and to ascertain the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, providing a clear overview of what suits your financial needs in .
Loan limits and down payment criteria for 2025 in Brook-Highland, Shelby County, AL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Brook-Highland, AL
The primary objective of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with minimal complexity. Choose from three distinct starting points to connect with lenders offering USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture. Known also as the USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
