USDA VS FHA in Vestavia-Hills, Jefferson County, AL
In 2025, the USDA loan limit in Vestavia-Hills, located in Jefferson county, AL, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates. You can determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, helping you decide which program in is most suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Vestavia-Hills, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Vestavia-Hills, AL
Lendersa® is committed to securing the best possible USDA or FHA loan for you efficiently. Choose one of three starting points that connect you with lenders and access USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is solely available in rural locations. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
325 Chestnut St, Suite 800, Philadelphia, PA, 19106
Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.
3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
