FHA Vs. USDA loan program for Hoover, Jefferson County, Alabama

In 2025, USDA loan limit in Hoover, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hoover, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(763) 416-2600 883 miles Lender's profile and map Reviews MORTGAGES UNLIMITED INC. 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369 Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
(516) 562-6650 884 miles Lender's profile and map Reviews The Heart Center Federal Credit Union 100 Port Washington Boulevard, Roslyn, NY, 11576 The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
(763) 420-0282 884 miles Lender's profile and map Reviews MORTGAGE CAPITAL 9473 Garland Lane N, Maple Grove, MN, 55311 Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..
(914) 358-9300 884 miles Lender's profile and map Reviews Faze One Funding Limited Liability Company 10 Rutland Road, Scarsdale, NY, 10583 Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
(914) 966-2489 884 miles Lender's profile and map Reviews CITYSCAPE MORTGAGE CORP. 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583 Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
(914) 946-6200 884 miles Lender's profile and map Reviews Educational & Governmental Employees FCU 333 N Central Avenue, Hartsdale, NY, 10530 Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
(432) 756-3361 885 miles Lender's profile and map Reviews The First National Bank of Stanton 119 North Saint Peter, Stanton, TX, 79782 The First National Bank of Stanton has served Martin County and the surrounding area for over 100 years. It has survived two World Wars, the Great Depression and the Dust Bowl. It has continued to operate during numerous droughts and several oil booms and busts. The Bank plans to continue to offer the same quality service
(845) 457-7700 885 miles Lender's profile and map Reviews Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
(620) 492-6200 885 miles Lender's profile and map Reviews Johnson State Bank 106 North Main Street, Johnson, KS, 67855 Johnson State Bank and Bank of Ulysses I would like to thank you for taking the time to visit our Internet web page. Our bank strives to meet the needs of our customers and our community. As the Bank and our community enter the age of high-speed communications and convenience we began to see the need for convenient computer based banking services.
(763) 427-4705 885 miles Lender's profile and map Reviews Maple Bank 11660 Theatre Drive North, Champlin, MN, 55316 A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
(763) 323-4400 885 miles Lender's profile and map Reviews Fairway Financial Services, Inc. 11165 Zealand Ave N, Champlin, MN, 55316 Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.