USDA and FHA Pro and Con in Citronelle, Mobile County, AL
In the year 2025, the USDA loan threshold for Citronelle, located within the county of Mobile, AL, is $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to assess and compare today's optimal USDA versus FHA rates. This tool helps you determine what income level, credit standing, reserves, and documentation are needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Citronelle, Mobile County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Citronelle, AL
The mission of Lendersa® is to secure for you the most advantageous USDA or FHA loan quickly and with ease. Begin by selecting one of three pathways, each guiding you to compatible lenders and relevant USDA loan programs.
The USDA home loan is a mortgage guaranteed by the United States Department of Agriculture, commonly identified as a USDA rural development loan or USDA mortgage. It's exclusively offered to residents in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans are notable for having no down payment requirement, making them highly accessible for rural homebuyers.
313 W Country Club Road, Suite 11, Roswell, NM, 88201
The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.
University of Pennsylvania Students Federal Credit Union
3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104
The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
2929 Arch Street, Suite 500, Philadelphia, PA, 19104
Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
1 West Elm Street, First Floor, Conshohocken, PA, 19428
Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
