In the year 2025, the USDA loan threshold for Citronelle, located within the county of Mobile, AL, is $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to assess and compare today's optimal USDA versus FHA rates. This tool helps you determine what income level, credit standing, reserves, and documentation are needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Citronelle, Mobile County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Citronelle, AL
The mission of Lendersa® is to secure for you the most advantageous USDA or FHA loan quickly and with ease. Begin by selecting one of three pathways, each guiding you to compatible lenders and relevant USDA loan programs.
The USDA home loan is a mortgage guaranteed by the United States Department of Agriculture, commonly identified as a USDA rural development loan or USDA mortgage. It's exclusively offered to residents in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans are notable for having no down payment requirement, making them highly accessible for rural homebuyers.
Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members.
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First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.
River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
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Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
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Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
