USDA and FHA Pro and Con in Citronelle, Mobile County, AL

In 2025, USDA loan limit in Citronelle, county of Mobile, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Citronelle, county of Mobile, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Citronelle, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 128 East Huntington Drive, Suite B, Arcadia, CA, 91006
  • Pacific Integrated Capital, has over 40 years of experience in the residential and commercial real estate market. PIC is here to provide commercial brokerage services to clients with properties in the Los Angeles, Orange, Bernardino, Riverside, Ventura, and San Diego counties. We can assist clients with acquisitions
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  • Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.
  • SE Marketing
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  • Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity. Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
  • Lending Enterprise
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  • Legacy Capital Funding
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  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
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  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
  • Straight deal mortgage
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  • The Wright Loans
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  • Dove Lending Group Inc
  • 20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
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