In 2025, the USDA loan limit for Evergreen, situated in Conecuh county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030. This information is critical for buyers planning to invest in these areas, as it impacts potential financing options significantly.
Utilize Lendersa® USDA loan calculator to weigh current USDA and FHA rates, and establish necessary qualifying factors such as income, credit requirements, reserves, and documentation. Our state-of-the-art mortgage calculator positions USDA, FHA, Conforming, and VA products side by side, allowing you to make an informed choice about which financial strategy best suits your needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Evergreen, Conecuh County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Evergreen, AL
The mission of Lendersa® is to assist you in acquiring the most suitable USDA or FHA loan quickly, and with minimal stress. You can start with any of the three options that connect you to lenders with the right USDA loan configurations.
A USDA home loan, backed by the U.S. Department of Agriculture—often termed a USDA rural development loan or USDA mortgage—is specifically designed for qualifying rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans are notable for requiring no down payment, making rural homeownership more accessible for eligible individuals.
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
1000 West 4th Street N, North Little Rock, AR, 72114
U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people.
Union Pacific Railroad and Amtrak employees as well as their immediate family members.
1501 Pike Avenue North, North Little Rock, AR, 72114
UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
The Little Rock Fire Department Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
