In 2026, the USDA loan limit for Evergreen, situated in Conecuh county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030. This information is critical for buyers planning to invest in these areas, as it impacts potential financing options significantly.
Utilize Lendersa® USDA loan calculator to weigh current USDA and FHA rates, and establish necessary qualifying factors such as income, credit requirements, reserves, and documentation. Our state-of-the-art mortgage calculator positions USDA, FHA, Conforming, and VA products side by side, allowing you to make an informed choice about which financial strategy best suits your needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to assist you in acquiring the most suitable USDA or FHA loan quickly, and with minimal stress. You can start with any of the three options that connect you to lenders with the right USDA loan configurations.
A USDA home loan, backed by the U.S. Department of Agriculture—often termed a USDA rural development loan or USDA mortgage—is specifically designed for qualifying rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans are notable for requiring no down payment, making rural homeownership more accessible for eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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