USDA Loan Vs. FHA loan pro & con Opp, Covington County, AL

In 2025, the USDA loan cap for Opp in Covington County, AL is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare current USDA vs. FHA rates. Identify the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program tailored to your financial situation in .

USDA and FHA Loan Options in Opp, AL

The aim of Lendersa® is to connect you efficiently with the best possible USDA or FHA loan, quickly and hassle-free. Begin by choosing one of three pathways that lead to matching with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, USDA loans have no down payment requirement.

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(318) 467-5401 Lender's profile and map Reviews TENSAS STATE BANK 307 Verona Street, Newellton, LA, 71357 Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
(662) 563-9311 Lender's profile and map Reviews First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(803) 202-4387 Lender's profile and map Reviews SRP Federal Credit Union 1070 Edgefield Road, North Augusta, SC, 29860 Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options
904-770-4052 Lender's profile and map Reviews First Coast Mortgage Funding 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081 First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
904-338-9356 Lender's profile and map Reviews ATLANTIC TRUST MORTGAGE CORPORATION 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081 Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
(954) 300-5213 Lender's profile and map Reviews SMART HOME LOANS, LLC 488 Parkbluff Cir, Ponte Vedra, FL, 32081 Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
(731) 645-6166 Lender's profile and map Reviews Home Banking Company 795 Poplar Avenue, Selmer, TN, 38375 For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
(864) 366-9602 Lender's profile and map Reviews HopeSouth Credit Union 807 W Greenwood Street, Abbeville, SC, 29620 HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
(864) 366-2158 Lender's profile and map Reviews Abbeville First Bank, SSB 205 S. Main Street, Abbeville, SC, 29620 Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.
(423) 775-8400 Lender's profile and map Reviews Simply Bank 420 Third Avenue, Dayton, TN, 37321 SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
(225) 545-3656 Lender's profile and map Reviews The Bank Of Commerce 32460 Bowie Street, White Castle, LA, 70788 The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle. The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.