USDA Loan Vs. FHA loan pro & con Opp, Covington County, AL

In 2025, the USDA loan cap for Opp in Covington County, AL is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare current USDA vs. FHA rates. Identify the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program tailored to your financial situation in .

USDA and FHA Loan Options in Opp, AL

The aim of Lendersa® is to connect you efficiently with the best possible USDA or FHA loan, quickly and hassle-free. Begin by choosing one of three pathways that lead to matching with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, USDA loans have no down payment requirement.

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(848) 203-2272 Lender's profile and map Reviews ATLANTIC HOME LOANS, INC 50 US 46, Pine Brook, NJ, 07058 Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
(800) 962-6613 Lender's profile and map Reviews Stratton Equities 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058 Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
8623504225 Lender's profile and map Reviews Stratton Equities 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058 Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
(973) 621-2363 Lender's profile and map Reviews New Community Federal Credit Union 274 South Orange Avenue, Newark, NJ, 07103 New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
(201) 845-4244 Lender's profile and map Reviews Case Real Estate Capital PO Box 5100, Rochelle Park, NJ, 07002 Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
(201) 823-0700 Lender's profile and map Reviews BCB Community Bank 591 Avenue C, Bayonne, NJ, 07002 The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
(973) 430-7923 Lender's profile and map Reviews Public Service Plaza Federal Credit Union 80 Park Plaza, Newark, NJ, 07102 Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
(973) 344-8660 Lender's profile and map Reviews ILA Local 1235 Federal Credit Union 1 Gateway Center, Suite 2600, Newark, NJ, 07102 The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
(973) 622-6028 Lender's profile and map Reviews Federal Employees Newark Federal Credit Union 970 Broad Street, Newark, NJ, 07102 FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
973 735 0888 Lender's profile and map Reviews Ary Ming Asset Funding 24 Commerce St. Suite 606, Newark, NJ, 07102 AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
(844) 763-4466 Lender's profile and map Reviews SoFi PO Box 11733, Newark, NJ, 07101 SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating