USDA Vs. FHA Pro and Con comparison in Greenville, Butler County, AL

In 2026, the USDA loan limit in Greenville, situated in Butler county, AL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to draw comparisons between the top USDA and FHA rates today, as well as to determine the necessary income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, aiding you in choosing the best suited program in for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Greenville, Butler County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Greenville, AL

The objective at Lendersa® is to secure the best USDA or FHA loan for you quickly and without complications. Choose one of three starting points to connect with lenders and make use of USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans—requiring a minimum down payment of 3.5%—USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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