USDA Loan Vs. FHA loan for Argo, AL [ best of 2023]

In 2025, USDA loan limit in Argo, county of Jefferson, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Argo, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(218) 999-9952 1010 miles Lender's profile and map Reviews Woodland Bank 2610 South Highway 169, Grand Rapids, MN, 55744 Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
(800) 262-1001 1010 miles Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
(719) 743-2415 1011 miles Lender's profile and map Reviews The First National Bank of Hugo 321 4th Street, Hugo, CO, 80821 The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings
(218) 564-4171 1011 miles Lender's profile and map Reviews Community First Bank, Minnesota 21 Main St NE, Menahga, MN, 56464 All loan decisions are made locally. The bank believes in personal service that starts with friendliness and a sincere desire to be helpful. Although their equipment and services are as advanced as any, the bank extends old-fashioned personal attention to its customers. The bank remains independent and family-owned and continues to grow.
(218) 741-5644 1011 miles Lender's profile and map Reviews Virginia Coop Credit Union 811 4th Street North, Virginia, MN, 55792 Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.
(774) 888-6100 1011 miles Lender's profile and map Reviews Bank 5 79 North Main Street, Fall River, MA, 02720 BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
(508) 533-8661 1011 miles Lender's profile and map Reviews Charles River Bank 70 Main Street, Medway, MA, 02053 Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
(508) 877-6666 1011 miles Lender's profile and map Reviews New Horizon Mortgage Co. Inc. 165 Main St, Suite109, Medway, MA, 02053 New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(508) 586-7700 1011 miles Lender's profile and map Reviews Stonegate Mortgage 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748 Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
(800) 578-5024 1012 miles Lender's profile and map Reviews One Credit Union 380 River Street, Springfield, VT, 05156 One Credit Union will help our members achieve their financial dreams. One Credit Union provides valued financial products with service that exceeds expectations at every stage of our member’s lives. At One CU, when you achieve your financial goals, then we achieve our goals, working together.
(218) 346-5700 1012 miles Lender's profile and map Reviews United Community Bank 301 W Main St, Perham, MN, 56573 We believe people come first. We believe exceptional customer service can be expected. We believe that starting your day with free coffee, cookies, or even movie-theater popcorn, makes for a great day. We believe offering a full range of innovative commercial and personal financial products