USDA Vs. FHA your options comparison in Warrior, Jefferson County, AL
In the year 2025, within Warrior located in the county of Jefferson, AL, the USDA loan cap is $336,500, whereas the FHA ceiling is $472,030 for a home designed for a single family.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This tool will help you determine the necessary income, credit standing, reserve requirements, and documentation for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA offerings, aiding you in choosing the best program for your financial situation in .
2025 Lending Thresholds and Required Down Payments in Warrior, Jefferson, AL
Loan Type
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Warrior, AL
At Lendersa®, our mission is to promptly secure you the most advantageous USDA or FHA loan without any inconvenience. You can begin with one of three options, each tailored to connect you with suitable lenders and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural zones. Contrasting with FHA loans that necessitate a minimum down payment of 3.5%, USDA loans mandate no down payment whatsoever.
16810 East Avenue of The Fountains Ave, Fountain Hills, AZ, 85286
Discount Mortgage Founder of the steve We are a full-service mortgage company based in Fountain Hills, AZ. We specialize in originating Home Loans EVERYWHERE in Arizona, EVERYWHERE in Colorado and EVERYWHERE in California and surrounding cities. Get Your easy, hassle-free digital mortgage here.
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2701 E Insight Way, Suite 150, Chandler, AZ, 85286
Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
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NEXA Mortgage is a Mortgage Broker lending to consumers looking to own a home or refinance their existing. Our mission is to serve our customers with honesty, integrity, and competence while providing an exceptional customer experience. NEXA Mortgage is a full service mortgage broker.
First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country.
Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
9089 East Bahia Drive, Suite 101, Scottsdale, AZ, 85260
"LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years.
With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee