USDA and FHA Pro and Con in Warrior, Jefferson County, AL
In the year 2025, within Warrior located in the county of Jefferson, AL, the USDA loan cap is $336,500, whereas the FHA ceiling is $472,030 for a home designed for a single family.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This tool will help you determine the necessary income, credit standing, reserve requirements, and documentation for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA offerings, aiding you in choosing the best program for your financial situation in .
2025 Lending Thresholds and Required Down Payments in Warrior, Jefferson, AL
Loan Type
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Warrior, AL
At Lendersa®, our mission is to promptly secure you the most advantageous USDA or FHA loan without any inconvenience. You can begin with one of three options, each tailored to connect you with suitable lenders and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural zones. Contrasting with FHA loans that necessitate a minimum down payment of 3.5%, USDA loans mandate no down payment whatsoever.
Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
990 Stewart Avenue, Suite 660, Garden City, NY, 11530
Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan
"Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process.
Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."
Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.
