USDA Vs. FHA your options comparison in Warrior, Jefferson County, AL
In the year 2025, within Warrior located in the county of Jefferson, AL, the USDA loan cap is $336,500, whereas the FHA ceiling is $472,030 for a home designed for a single family.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This tool will help you determine the necessary income, credit standing, reserve requirements, and documentation for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA offerings, aiding you in choosing the best program for your financial situation in .
2025 Lending Thresholds and Required Down Payments in Warrior, Jefferson, AL
Loan Type
Maximum Loan Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Warrior, AL
At Lendersa®, our mission is to promptly secure you the most advantageous USDA or FHA loan without any inconvenience. You can begin with one of three options, each tailored to connect you with suitable lenders and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural zones. Contrasting with FHA loans that necessitate a minimum down payment of 3.5%, USDA loans mandate no down payment whatsoever.
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978
Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
1100 North Jefferies Boulevard, Walterboro, SC, 29488
Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
1ST FEDERAL SAVINGS BANK OF SC, INC.
“The Family Bank”
Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
Legacy Bank (Formerly Grundy National Bank) was established in 1964 to serve the financial needs of the community while making a profit. Our strong capital base and good earnings have allowed us to make the technological enhancements required by the changes that are taking place in the banking industry.
In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children
8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
