USDA Vs. FHA your options comparison in Warrior, Jefferson County, AL

In 2025, USDA loan limit in Warrior, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Warrior, county of Jefferson, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Warrior, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Andovers Federal Credit Union
  • 19 Lupine Road, Suite C, Andover, MA, 01810
  • The Andovers Federal Credit Union is a non-profit financial institution owned and operated by its members. It is the purpose of the Credit Union to provide financial services and education to its members and develop relationships that make a difference in our members’ lives, while maintaining a stable and secure future for its membership.
  • Sandton Partners LLC
  • 36 Corbett St, Andover, MA, 01810
  • At Sandton Partners LLC, we are dedicated to helping you. We have helped Real Estate Investors in New England and across the United States with the short term financing solutions necessary for their real estate business to succeed. We lend against non-owner Occupied properties, and specialize in rehab loans
  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
  • MassPrivateLending.Com, Inc.
  • 113 Ripley Rd, Cohasset, MA, 02025
  • MassPrivateLending.Com is both a direct lender and a facilitator. We pre-screen borrowers and determine if they will qualify for a loan with one of our private investors or lenders. Our due diligence consists of reviewing the property to be pledged as collateral, reviewing the borrower’s proposed loan summary
  • Members First Credit Union
  • 7 Salmon Street, Manchester, NH, 03104
  • At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • The Reichert Mortgage Team LLC
  • 12323 Sleeping Bear Road, Peyton, CO, 80831
  • The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
  • Integrity First Financial
  • 7635 McLaughlin Rd, Falcon, CO, 80831
  • Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.