In the year 2025, the USDA loan limit established for Valley-Grande in the county of Dallas, AL, is $285,000. Meanwhile, the FHA limit for a single-family residence stands at $356,362. This information is crucial for homebuyers in these areas, as it influences loan eligibility and budget planning.
To find out which loan option is more favorable, use the Lendersa® USDA loan calculator. Compare current USDA and FHA rates effectively, and understand the income, credit, reserves, and specific documentation you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program fit for your specific requirements in Alabama.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Valley-Grande, Dallas County, AL
Type of Loan
Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore Different USDA and FHA Loan Options in Valley-Grande, AL
At Lendersa®, our priority is to swiftly help you secure the most suitable USDA or FHA loan, efficiently and with minimal hassle. Choose from one of three starting options that guide you towards compatible lenders and optimal USDA loan programs tailored to your needs.
The USDA loan, facilitated by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is targeted specifically towards rural neighborhoods. Contrary to FHA loans requiring a down payment of at least 3.5%, USDA loans do not require any down payment, making homeownership more achievable for eligible buyers in these communities. This is significant for those seeking affordable financing in less urbanized areas.
Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.
A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
41371 West Morgan Avenue, Pennington Gap, VA, 24277
Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
"Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
including conventional, reverse, and government mortgage loans. They are dedicated to fair and
equitable lending practices and offering the best opportunities for every potential homeowner"
"We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings.
Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
2110 West Mountcastle Drive, Johnson City, TN, 37604
Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.
