USDA Vs. FHA Pro and Con comparison in Valley-Grande, Dallas County, AL
In the year 2025, the USDA loan limit established for Valley-Grande in the county of Dallas, AL, is $285,000. Meanwhile, the FHA limit for a single-family residence stands at $356,362. This information is crucial for homebuyers in these areas, as it influences loan eligibility and budget planning.
To find out which loan option is more favorable, use the Lendersa® USDA loan calculator. Compare current USDA and FHA rates effectively, and understand the income, credit, reserves, and specific documentation you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program fit for your specific requirements in Alabama.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Valley-Grande, Dallas County, AL
Type of Loan
Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore Different USDA and FHA Loan Options in Valley-Grande, AL
At Lendersa®, our priority is to swiftly help you secure the most suitable USDA or FHA loan, efficiently and with minimal hassle. Choose from one of three starting options that guide you towards compatible lenders and optimal USDA loan programs tailored to your needs.
The USDA loan, facilitated by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is targeted specifically towards rural neighborhoods. Contrary to FHA loans requiring a down payment of at least 3.5%, USDA loans do not require any down payment, making homeownership more achievable for eligible buyers in these communities. This is significant for those seeking affordable financing in less urbanized areas.
Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
"First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona.
We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."
We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service
5024 S Bur Oak Pl, Suite 113B, Sioux Falls, SD, 57108
Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.
98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
45 North Station Plaza, Suite 400, Great Neck, NY, 11021
Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
The Town of Hempstead Employees Federal Credit Union
1830 Grand Avenue, Baldwin, NY, 11510
The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
