USDA and FHA Pro and Con in Selma, Dallas County, AL

In 2025, USDA loan limit in Selma, county of Dallas, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Selma, county of Dallas, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Selma, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rehab Loan Group, Inc.
  • 3585 Main Ave, Suite 208, Riverside, CA, 92501
  • We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
  • Broker Brothers Real Estate
  • 3393 14th Street, Suite C, Riverside, CA, 92501
  • Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mutual Realty Solutions Inc
  • 4605 Circle Lazy J Road, Riverside, CA, 92501
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Solidify Mortgage Advisors
  • 2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Pacific Sun Mortgage Company, Inc.
  • 990 Highland Drive, Suite 204-A, Solana Beach, CA, 92075
  • Pacific Sun Mortgage, Inc. is a Del Mar Mortgage Company and San Diego Mortgage Company offering some of the best Mortgage and Refinance Rates. We specialize in Home Loans and Mortgage Refinancing in California. If you are looking to Refinance, we offer the lowest Refinance Rates.
  • Coastal Pacific Mortgage Corporation
  • 251 La Barranca Drive, Solana Beach, CA, 92075
  • Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.
  • Premium Funding Group
  • PO Box 914, Solana Beach, CA, 92075
  • Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.
  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.