USDA Loan Vs. FHA loan pro & con Hueytown, Jefferson County, AL

For the year 2026, the USDA loan threshold in Hueytown, located in Jefferson county, AL, is set at $336,500. In contrast, the FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA against FHA interest rates and ascertain the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in tailored to your financial needs.

Explore USDA and FHA Loan Options in Hueytown, AL

The purpose of Lendersa® is to swiftly obtain for you the most advantageous USDA or FHA loan without difficulty. Choose one of three initiation points to connect with lenders and explore USDA loan programs.

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About USDA Loans in AL

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

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(303) 428-5080 Lender's profile and map Reviews Electrical Federal Credit Union 5080 W 60th Avenue, Arvada, CO, 80003 EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
(303) 650-9400 Lender's profile and map Reviews A Home's Best Mortgage Inc 7985 North Vance Drive, Suite 300, Arvada, CO, 80003 A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
(303) 427-6466 Lender's profile and map Reviews Westminster Federal Credit Union 9053 Harlan St, Suite 10, Westminster, CO, 80031 Westminster FCU was founded in 1960 by 12 Westminster Volunteer Fireman. The 'office' was a drawer in the secretary's desk of the city manager. WFCU has had several offices and has resided at its current location since 2001. The credit union is now a full service financial institution, offering everything from checking to mortgages.
(303) 990-3517 Lender's profile and map Reviews COHomeGrant.com 8774 Yates Dr, Westminster, CO, 80031 COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
(303) 665-8282 Lender's profile and map Reviews Move Mortgage 8700 Turnpike Drive, Suite 303, Westminster, CO, 80031 Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
(303) 216-0800 Lender's profile and map Reviews Advanced Mortgage Solutions LLC 11854 Bradburn Blvd, Westminster, CO, 80031 "We are a Colorado locally owned & operated Company. We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
(800) 583-2869 Lender's profile and map Reviews Union Bank 20 Lower Main St, Morrisville, VT, 05661 Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(303) 422-6221 Lender's profile and map Reviews Partner Colorado Credit Union \| Central Park Branch PO Box 1346, Arvada, CO, 80001 Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
(970) 399-9930 Lender's profile and map Reviews Someday Mortgage 4702 Sunlight Lane, Broomfield, CO, 80023 Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
(303) 410-0400 Lender's profile and map Reviews Team Lassen 13606 Xavier Lane, Suite E, Broomfield, CO, 80023 Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
(303) 237-5000 Lender's profile and map Reviews 1STBANK 12345 W. Colfax Ave, Lakewood, CO, 80215 FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
(303) 669-1490 Lender's profile and map Reviews Premier 100 Mortgage 710 Kipling St, Lakewood, CO, 80215 At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.