For the year 2025, the USDA loan threshold in Hueytown, located in Jefferson county, AL, is set at $336,500. In contrast, the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA against FHA interest rates and ascertain the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The purpose of Lendersa® is to swiftly obtain for you the most advantageous USDA or FHA loan without difficulty. Choose one of three initiation points to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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