FHA Vs. USDA loan program for Hueytown, Jefferson County, Alabama

For the year 2026, the USDA loan threshold in Hueytown, located in Jefferson county, AL, is set at $336,500. In contrast, the FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA against FHA interest rates and ascertain the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in tailored to your financial needs.

Explore USDA and FHA Loan Options in Hueytown, AL

The purpose of Lendersa® is to swiftly obtain for you the most advantageous USDA or FHA loan without difficulty. Choose one of three initiation points to connect with lenders and explore USDA loan programs.

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About USDA Loans in AL

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

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(502) 499-4800 Lender's profile and map Reviews Limestone Bank 2500 Eastpoint Parkway, Louisville, KY, 40223 Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
(800) 798-7228 Lender's profile and map Reviews Rural Cooperatives Credit Union, Inc. 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223 The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
(502) 459-9286 Lender's profile and map Reviews KIT Federal Credit Union 9711 Linn Station Road, Louisville, KY, 40223 KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
(502) 429-4955 Lender's profile and map Reviews Advanz Credit Union 9600 Ormsby Station Road, Louisville, KY, 40223 Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
(844) 777-1616 Lender's profile and map Reviews Pathway Mortgage LLC 10351 Linn Station Rd, Louisville, KY, 40223 Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
(502) 425-6345 Lender's profile and map Reviews Mortgage Network 10529A Timberwood Circle, Louisville, KY, 40223 Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader
(502) 890-3050 Lender's profile and map Reviews CASA Financial LLC 10503 Timberwood Circle, Suite 112, Louisville, KY, 40223 We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
(502) 657-6008 Lender's profile and map Reviews 1st Class Mortgage Group LLC 9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223 Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
(502) 345-8779 Lender's profile and map Reviews TBF Mortgage Corporation 13000 Equity Place, Suite 203, Louisville, KY, 40223 TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
(502) 876-0815 Lender's profile and map Reviews First Fidelity Mortgage 13117 Eastpoint Park Blvd, Suite A, Louisville, KY, 40223 First Fidelity Mortgage, Inc is an award-winning mortgage broker based in Louisville, KY, with over 45 years of combined experience. We offer some of the lowest interest rates and closing costs, as well as a wide variety of loan programs that fit the specific needs of our clients.
(502) 585-5626 Lender's profile and map Reviews Statewide Mortgage 10140 Linn Station Rd, Louisville, KY, 40223 Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
(502) 314-0318 Lender's profile and map Reviews Kentucky Mortgage Group LLC 714 Lyndon Lane, Suite 11, Louisville, KY, 40222 Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.