For the year 2026, the USDA loan threshold in Hueytown, located in Jefferson county, AL, is set at $336,500. In contrast, the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA against FHA interest rates and ascertain the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Hueytown, Jefferson County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Hueytown, AL
The purpose of Lendersa® is to swiftly obtain for you the most advantageous USDA or FHA loan without difficulty. Choose one of three initiation points to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.
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316 South Mckenzie Street, Suite 177, Foley, AL, 36535
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