USDA and FHA Pro and Con in Alma, Crawford County, AR

In 2025, USDA loan limit in Alma, county of Crawford, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Alma, county of Crawford, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Alma, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements. Our business areas include investors, brokers and realtors to become the best option of mortgage services."
  • Biz Lending & Insurance Center Inc
  • 399 SW 2nd Ave, Suite 206, Boca Raton, FL, 33432
  • Biz Lending & Insurance Center, Inc. (BLIC) is a niche company providing Member Business Loan Services for Credit Unions, Brokers, Investors, Business Owners and others that work in the Commercial Real Estate Industry. In addition, BLIC provides a complete line of Insurance Products that includes Property & Casualty, Health.
  • Ameritrust Mortgage Associates
  • 150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
  • Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.
  • A Class Loans LLC
  • 1600 South Dixie Highway, Suite 500A, Boca Raton, FL, 33432
  • We are conveniently located in Boca Raton Florida, we offer our services with honesty, fast process, and responsibility. Our company does not focus in close loans only, we focus in the best interest for our customers. The company has 1 principal on record. The principal is Glenn Fradera from Boca Raton FL.
  • Dot Mortgage Company LLC
  • 1200 N. Federal HIghway, Suite 200, Boca Raton, FL, 33432
  • "DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS. The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market"
  • PRIMA FINANCIAL SERVICES INC
  • 33 SouthEast 7th Street, Suite N, Boca Raton, FL, 33432
  • Prima Financial Services, strives to be your financial service provider of choice. We recognize that you have a choice and that we have to earn your trust and confidence. Our objective is to serve each of our customers with the up most quality and honesty in obtaining a mortgage. Prima Mortgage originators are trained to obtain you
  • Heide International LLC
  • 1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
  • Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
  • Choice Mortgage
  • 40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
  • Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise