USDA and FHA Pro and Con in Alma, Crawford County, AR
For the year 2026, the USDA loan limit applicable in Alma, situated in the county of Crawford, AR, is defined as $336,500. Concurrently, the FHA loan limit for a single-family home is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to analyze and weigh today's preferred USDA and FHA rates. This tool helps determine the income threshold, credit score, reserve amounts, and necessary documentation to check eligibility. Using our advanced calculator, you can easily compare USDA, FHA, Conforming, and VA options side by side, making it simpler to choose the most suitable mortgage program in that fits your unique financial needs.
2026 Loan Limits and Down Payment Requirements in Alma, County of Crawford, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Alternatives in Alma, AR
Lendersa® aims to deliver the finest USDA or FHA loans, efficiently and effortlessly. You can begin with one of our three initiation points to connect with lenders that best match the available USDA loan programs.
A USDA home loan is supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, specifically available for rural communities. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not demand any initial payment.
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