USDA and FHA Pro and Con in Fort-Smith, Sebastian County, AR
As of 2026, the USDA loan ceiling in Fort-Smith within Sebastian county, AR is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA top rates, determining necessary income, credit score, reserves, and documentation for qualification. Our cutting-edge mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your unique financial circumstances in Alabama.
2026 Loan Limits and Down Payment Requirements in Fort-Smith, Sebastian, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Fort-Smith, AR
The aim of Lendersa® is to provide you with the optimal USDA or FHA loan efficiently and without difficulty. Choose from three different starting points to engage with lenders and access USDA loan programs.
A USDA home loan is a government-backed loan by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's targeted for rural communities. Contrary to FHA loans which require at least a 3.5% down payment, USDA mortgage loans demand no down payment at all.
BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.
We are a full-service mortgage company based in Chino, CA. We specialize in FHA Loans & First Time Home Loans in Chino. We also serve the surrounding cities in San Bernardino County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term.
2023 Chicago Avenue, Suite B15, Riverside, CA, 92507
American Mortgage & Investments provides the best service in the Real Estate Industry because we pride ourselves on giving you the attention you deserve. We are prepared to help you find what you are looking for and we will assist you with the selling and buying process of your home in the shortest timely matter with a stress- free process
1845 Chicago Ave, Ste C, Ste C, Riverside, CA, 92507
The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator. We fund millions in hard money loans through our cutting-edge programs tailor built for professional real estate investors that are fixing and flipping, buying to hold rentals, and/or constructing new homes in Southern C
12230 World Trade Drive, Suite 250, San Diego, CA, 92128
"Headquartered in San Diego, California, LendSure Mortgage Corp. was founded in 2015 to help mortgage professionals better serve their clientele by offering a wider range of programs to meet their needs.
LendSure offers a comprehensive range of Non-QM loan programs for borrowers that don’t fit conforming guidelines. Our loan programs include:"
16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
