USDA Vs. FHA Pro and Con comparison in Barling, Sebastian County, AR

In 2026, the USDA loan limit is $336,500 in Barling, Sebastian County, AR, whereas the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rates, assessing income, credit, reserves, and needed documents. Our advanced tool compares USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.

Explore 100 lender offers

2026 Loan Limits & Downpayment Requirements in Barling, Sebastian County, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choices for USDA and FHA Loans in Barling, AR

Lendersa® aims to provide efficient access to the best USDA or FHA loans. Choose from three initial paths to connect with lenders offering USDA programs.

Lendersa USDA loan request results

Understanding USDA Loans in AR

The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is for rural areas. Unlike FHA loans, which need a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Your San Diego Broker Inc
  • 1660 Chalcedony Street, Unit H, San Diego, CA, 92109
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • America's Local Lender, LLC
  • 4538 Cass Street, Suite B, San Diego, CA, 92109
  • We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
  • SD Realty
  • 4629 Cass Street, Suite 71, San Diego, CA, 92109
  • SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.
  • Louie Loans
  • 3285 OCEAN FRONT WALK STE 7, San Diego, CA, 92109
  • Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.
  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
  • FinishLine Mortgage
  • 8270 Aspen St Rancho, Rancho Cucamonga, CA, 91730
  • Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service. Convenient Digital Process Extensive Product Options
  • Reverse Mortgage California
  • 9125 Archibald Ave, Suite G, Rancho Cucamonga, CA, 91730
  • Reverse Mortgage California is located in Rancho Cucamonga, with over 20 years of experience in the mortgage industry. Our main goal is helping senior citizen home owners achieve and even exceed their financial goals with our unbeatable rates and low closing cost. Reverse Mortgage is the #1 option for thousands of Senior Citizens in California.
  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
  • Edge Home Finance
  • 9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
  • Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans. Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead