In 2026, the USDA loan limit is $336,500 in Barling, Sebastian County, AR, whereas the FHA limit for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rates, assessing income, credit, reserves, and needed documents. Our advanced tool compares USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide efficient access to the best USDA or FHA loans. Choose from three initial paths to connect with lenders offering USDA programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan, is for rural areas. Unlike FHA loans, which need a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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