During 2026, the USDA loan limit in Ozark, located in Franklin county, AR, is $336,500. In contrast, the FHA limit for a single-family home hits $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and contrast today's top USDA and FHA rates. This tool can help you determine the necessary income, credit requirements, reserves, and documents needed for eligibility. By using our advanced mortgage calculator, you can look at USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial picture in Alabama.
2026 Loan Limits and Down Payment Requirements in Ozark, Franklin, AR
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Various USDA and FHA Loan Options in Ozark, AR
The mission of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan solutions.
The USDA home loan, guaranteed by the Department of Agriculture and commonly known as the USDA rural development loan or USDA mortgage, is specifically offered in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment, significantly benefiting eligible borrowers.
Home Loan Experts, LLC great time to purchase or refinance, so let us walk you through the whole process. It's easy and Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter.
Great Central Mortgage Acceptance Co., LTD is a direct private money lender specializing in short term and long term loans for equity based real estate transactions.
Texas Hard Money (GCMA) has been financing real estate investors, developers, business owners and others for more than 20 years. We understand the specific problems and needs of pri
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
Fedmont FCU was formed by eight original members working in the old Federal Courthouse in 1960 to serve the employees of federal agencies also working in the courthouse at that time. After meeting strict standards, the National Credit Union Administration issued Charter #14026 to what was then known as Alabama Fedmont FCU.
MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
12700 Townepark Way, Suite 111, Louisville, KY, 40242
Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
The Rome Kraft Employees Credit Union was chartered March 19, 1955. The sponsors of the credit union at that time were known as Rome Kraft Company and North Georgia Timberlands Company. Although the sponsor named has changed the Credit Union Charter has remained the same. Presently the sponsors are International Paper and Georgia Pacific.
At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
