USDA Loan Vs. FHA loan for Ozark, AR [Franklin County ]

During 2026, the USDA loan limit in Ozark, located in Franklin county, AR, is $336,500. In contrast, the FHA limit for a single-family home hits $472,030.

Utilize the Lendersa® USDA loan calculator to analyze and contrast today's top USDA and FHA rates. This tool can help you determine the necessary income, credit requirements, reserves, and documents needed for eligibility. By using our advanced mortgage calculator, you can look at USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial picture in Alabama.

Various USDA and FHA Loan Options in Ozark, AR

The mission of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan solutions.

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Understanding USDA Loans in AR

The USDA home loan, guaranteed by the Department of Agriculture and commonly known as the USDA rural development loan or USDA mortgage, is specifically offered in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment, significantly benefiting eligible borrowers.

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Ozark Lenders
(800) 922-6936 Lender's profile and map Priority Bank 401 W College St, Ozark, AR, 72949 Lends in Arkansas Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
(479) 963-2121 Lender's profile and map The First National Bank at Paris 11 E Main St, Paris, AR, 72855 Lends in Arkansas The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(479) 938-2511 Lender's profile and map Logan County Bank 524 Main Street, Scranton, AR, 72863 Lends in Arkansas Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
(479) 262-6099 Lender's profile and map Express Mortgage llc 604 S 4th St, Van Buren, AR, 72956 Lends in Arkansas "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services. Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
(479) 782-3133 Lender's profile and map Dixie Cup Federal Credit Union 4411 Midland Blvd, Fort Smith, AR, 72904 Lends in Arkansas A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
(479) 996-4171 Lender's profile and map Farmers Bank 71 West Center Street, Greenwood, AR, 72936 Lends in Arkansas In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
(479) 841-6610 Lender's profile and map NwaLending.com 2829 E Hyland Park Road, Fayetteville, AR, 72701 Lends in Arkansas NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
(479) 788-4600 Lender's profile and map First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Lends in Arkansas Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(479) 784-5600 Lender's profile and map River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 Lends in Arkansas River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.