USDA Vs. FHA your options comparison in Ozark, Franklin County, AR
During 2026, the USDA loan limit in Ozark, located in Franklin county, AR, is $336,500. In contrast, the FHA limit for a single-family home hits $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and contrast today's top USDA and FHA rates. This tool can help you determine the necessary income, credit requirements, reserves, and documents needed for eligibility. By using our advanced mortgage calculator, you can look at USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial picture in Alabama.
2026 Loan Limits and Down Payment Requirements in Ozark, Franklin, AR
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Various USDA and FHA Loan Options in Ozark, AR
The mission of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan solutions.
The USDA home loan, guaranteed by the Department of Agriculture and commonly known as the USDA rural development loan or USDA mortgage, is specifically offered in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment, significantly benefiting eligible borrowers.
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