USDA Vs. FHA Pro and Con comparison in Bella-Vista, Benton County, AR
During 2026, the USDA loan limit in Bella-Vista, located in Benton county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. Determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Bella-Vista, Benton County, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bella-Vista, AR
The aim of Lendersa® is to secure the optimal USDA or FHA loan quickly and efficiently, without hassle. Select from three starting points that lead to matching lenders with USDA loan offerings.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage loan, is backed by the Department of Agriculture. It is available only in rural areas and, unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.
Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
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FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
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SoFi’s mission is to help people reach financial
independence to realize their ambitions.
And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live.
Everything we do is geared toward helping our members get their money right. We’re constantly innovating
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Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
