USDA and FHA Pro and Con in Bella-Vista, Benton County, AR
During 2025, the USDA loan limit in Bella-Vista, located in Benton county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. Determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Bella-Vista, Benton County, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bella-Vista, AR
The aim of Lendersa® is to secure the optimal USDA or FHA loan quickly and efficiently, without hassle. Select from three starting points that lead to matching lenders with USDA loan offerings.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage loan, is backed by the Department of Agriculture. It is available only in rural areas and, unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.
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