USDA and FHA Pro and Con in Gravette, Benton County, AR

For the year 2025, the USDA loan limit in Gravette, located in the county of Benton, AR, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. The calculator helps you assess the income, credit rating, reserves, and necessary documents required for qualification. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loans to aid in selecting the most suitable option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Gravette, Benton, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Gravette, AR

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Choose one of three starting paths that link you with matching lenders and USDA loan programs.

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What is a USDA Loan in AR?

A USDA home loan, backed by the Department of Agriculture—sometimes called a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, offering a significant benefit for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
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  • 202 W. Main, Crosbyton, TX, 79322
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