For the year 2026, the USDA loan limit in Gravette, located in the county of Benton, AR, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. The calculator helps you assess the income, credit rating, reserves, and necessary documents required for qualification. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loans to aid in selecting the most suitable option for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Choose one of three starting paths that link you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—sometimes called a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, offering a significant benefit for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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