USDA Loan Vs. FHA loan for Gravette, AR [Benton County ]

In 2025, USDA loan limit in Gravette, county of Benton, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gravette, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(479) 788-4600 Lender's profile and map Reviews First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(479) 784-5600 Lender's profile and map Reviews River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
(918) 273-1227 Lender's profile and map Reviews Regent Bank 105 N. Maple, Nowata, OK, 74048 At Regent Mortgage, we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you, every step of the way, offering resources to help you understand the mortgage process & determine which one of our unique mortgage progra
(417) 581-2321 Lender's profile and map Reviews Ozark Bank 106–112 North 2nd Ave, Ozark, MO, 65721 Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
(417) 485-6007 Lender's profile and map Reviews Mortgage Centers 732 N 22nd St, Suite 105, Ozark, MO, 65721 The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(620) 784-5311 Lender's profile and map Reviews Labette Bank PO Box 497, Altamont, KS, 67330 Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas. Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
(417) 682-3348 Lender's profile and map Reviews Lamar Bank and Trust Company 1000 Broadway, Lamar, MO, 64759 Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
(417) 862-0471 Lender's profile and map Reviews Volt Credit Union 2624 West Republic Road, Springfield, MO, 65807 "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
(417) 895-2770 Lender's profile and map Reviews Foundation Credit Union 1726 W Elfindale, Springfield, MO, 65807 Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
(417) 447-0535 Lender's profile and map Reviews Oakstar Bank 1020 E Battlefield, Springfield, MO, 65807 OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
(417) 818-5057 Lender's profile and map Reviews Travis Bell Home Loans 3100 S. National, Suite 201, Springfield, MO, 65807 With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
(833) 514-4191 Lender's profile and map Reviews Paddio 1930 W Bennett St, Suite 100, Springfield, MO, 65807 Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.