USDA VS FHA in Bentonville, Benton County, AR

In 2024, USDA loan limit in Bentonville, county of Benton, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Bentonville, county of Benton, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bentonville, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rick Slaughter, Mortgage Lender
  • 207 Van Scoyoc Ave SW, Orting, WA, 98360
  • We're a full service lender who provides Conventional, VA, FHA and USDA home loans. We also lend on 2nd homes, rental properties, manufactured homes and rehab properties. We also offer down payment assistance, bridge loans, and recast options as well. Conventional, VA, FHA and USDA home loans.
  • Pacific Cascade Federal Credit Union
  • 1075 Oak Street, Eugene, OR, 97401
  • Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • EWEB Employees Federal Credit Union
  • 388 Pearl Street, Suite 1, Eugene, OR, 97401
  • EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
  • Paramount Mortgage Company
  • 975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
  • We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
  • SELCO Community Credit Union
  • 299 E 11th Ave, Eugene, OR, 97401
  • When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.
  • Welcome Home Loans
  • 1203 Willamette St, Suite 150, Eugene, OR, 97401
  • We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending