USDA VS FHA in Bentonville, Benton County, AR

In 2026, the USDA loan limit for Bentonville in county Benton, AR is $336,500, whereas the FHA loan ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the best available rates, comparing today's USDA and FHA options. Determine necessary income, credit, reserves, and documentation through our advanced mortgage calculator. View USDA, FHA, Conforming, and VA side by side to decide which program in best fits your financial needs.

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2026 Loan Limits and Downpayment Specifications in Bentonville, Benton, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Bentonville, AR

Lendersa® seeks to promptly connect you with the most suitable USDA or FHA loan, minimizing stress. Start from one of three paths leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan is a government-backed mortgage by the Department of Agriculture, known as a USDA rural development loan or mortgage, catered exclusively to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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