USDA Vs. FHA your options comparison in Centerton, Benton County, AR
For 2026, the USDA loan limit in Centerton, within Benton county, AR, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates and determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program for your financial circumstances in Alabama.
2026 Loan Limits and Down Payment Requirements in Centerton, Benton, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Overview of USDA and FHA Loan Options in Centerton, AR
Lendersa® is committed to securing you the best USDA or FHA loans with speed and ease. Select from three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
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99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
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25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
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