USDA and FHA Pro and Con in Harrison, Boone County, AR

As of 2026, the USDA loan limit for Harrison, situated in Boone county, AR, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and ascertain the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial scenario in Alabama.

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2026 Loan Limits and Down Payment Requirements in Harrison, Boone, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Harrison, AR

The mission of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loans for you. Choose from three starting paths that connect you with matching lenders and USDA loan programs.

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Understanding USDA Loans in AR

A USDA home loan, provided by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Contrary to FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6 Maybelle St, Cartersville, GA, 30120
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  • Chicago Municipal Employees Credit Union
  • 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
  • Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.

  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post.

    CIBC U.S. provides tailored commercial, wealth management, personal

  • IRA Club
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  • Midwest Family Federal Credit Union
  • 2832 Willowcreek Road, Portage, IN, 46368
  • Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.

  • GESB Sheet Metal Workers Federal Credit Union
  • 6450 Ameriplex Drive, Portage, IN, 46368
  • GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.

  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
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    For nearly 100 years, we have fostered deep ties to our customers

  • Xcapital Inc
  • 311 West Superior, Suite 207, Chicago, IL, 60654
  • Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.