For 2025, the USDA loan limit in Mountain-Home, located in Baxter county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our thorough mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s mission is to find you the best USDA or FHA loans efficiently and without hassle. Choose from three starting methods to connect with lenders and USDA loan programs.
A USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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