USDA VS FHA in Clarksville, Johnson County, AR

As of 2026, the USDA loan limit in Clarksville, within the county of Johnson, AR, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA against FHA rates. This will help you figure out the needed income, credit status, reserves, and documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on which program in Alabama best fits your financial needs.

Review and compare loan proposals from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Clarksville, Johnson County, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Clarksville, AR

The ambition of Lendersa® is to quickly connect you to the best USDA or FHA loans available, minimizing complications. Choose one of our three initial options to find a match with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in AR?

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas, unlike FHA loans, which require a minimum down payment of 3.5%. The USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Western Pioneer Financial
  • 990 W Alluvial Ave, Suite 103, Fresno, CA, 93711
  • "Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers. We are committed to providing our clients with superior personal service."
  • Alameda Mortgage Corporation
  • 7555 N Palm Ave, Suite 105, Fresno, CA, 93711
  • Alameda Mortgage Corporation we believe that how you get your mortgage matters. AMC moved an industry typically reserved for big banking to a small business venue. It turns out we were on to something. During the subprime lending crisis, we were able to serve a real need in the communities where we operated.
  • Caleb Parmenter - Big Valley Mortgage
  • 7485 N Palm Ave, Ste 101, Fresno, CA, 93711
  • Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
  • ORO Financial of California Inc
  • 2304 W. Shaw, Suite 102, Fresno, CA, 93711
  • Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • Lincoln Maine Federal Credit Union
  • 171 West Broadway, Lincoln, ME, 04457
  • Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.
  • Greenfront Mortgage, LLC
  • 120 McFaul Way, Zephyr Cove, NV, 89448
  • We are a full service California and Nevada mortgage brokerage specializing in the residential real estate market. There are many benefits to working with us as opposed to going to a bank for a real estate loan.We gain an advantage by working with many different lenders in all categories of the market.
  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options