As of 2026, the USDA loan limit in Clarksville, within the county of Johnson, AR, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA against FHA rates. This will help you figure out the needed income, credit status, reserves, and documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on which program in Alabama best fits your financial needs.
Review and compare loan proposals from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The ambition of Lendersa® is to quickly connect you to the best USDA or FHA loans available, minimizing complications. Choose one of our three initial options to find a match with lenders providing USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas, unlike FHA loans, which require a minimum down payment of 3.5%. The USDA mortgage loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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