USDA Loan Vs. FHA loan for Springdale, AR 2025

In 2025, USDA loan limit in Springdale, county of Washington, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Springdale, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 478-2437 Lender's profile and map Reviews Firstar Bank 200 S. Lee Street, Fort Gibson, OK, 74434 Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
(918) 825-2121 Lender's profile and map Reviews First Pryority Bank 310 E. Graham, Pryor, OK, 74361 First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank. First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
(417) 581-2321 Lender's profile and map Reviews Ozark Bank 106–112 North 2nd Ave, Ozark, MO, 65721 Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
(417) 485-6007 Lender's profile and map Reviews Mortgage Centers 732 N 22nd St, Suite 105, Ozark, MO, 65721 The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(620) 856-2323 Lender's profile and map Reviews The Baxter State Bank 1401 Military Avenue, Baxter Springs, KS, 66713 The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County. In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
(620) 856-2301 Lender's profile and map Reviews American Bank of Baxter Springs Baxter Springs 1201 Military Avenue, Baxter Springs, KS, 66713 The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
(417) 525-4218 Lender's profile and map Reviews Southwest Missouri Bank 202 W High, Alba, MO, 64830 We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
(417) 862-0471 Lender's profile and map Reviews Volt Credit Union 2624 West Republic Road, Springfield, MO, 65807 "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
(417) 895-2770 Lender's profile and map Reviews Foundation Credit Union 1726 W Elfindale, Springfield, MO, 65807 Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
(417) 447-0535 Lender's profile and map Reviews Oakstar Bank 1020 E Battlefield, Springfield, MO, 65807 OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
(417) 818-5057 Lender's profile and map Reviews Travis Bell Home Loans 3100 S. National, Suite 201, Springfield, MO, 65807 With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.