USDA and FHA Pro and Con in Springdale, Washington County, AR
For 2025, the USDA loan threshold in Springdale, within Washington county in AR, is set at $336,500, while the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today’s optimal USDA vs. FHA rates, as well as assess the income, credit, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your specific financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Springdale, Washington, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Springdale, AR
The aim of Lendersa® is to facilitate securing the best possible USDA or FHA loan quickly and without complications. Choose one of three initial routes to connect with lenders and explore USDA loan programs.
The USDA home loan, assured by the U.S. Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is available uniquely in rural communities. In contrast to FHA loans that necessitate at least a 3.5% down payment, USDA mortgages do not require any down payment, offering a significant advantage.
Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
"PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
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100 Saratoga Village Blvd, Ballston Spa, NY, 12020
Capital New York Home Advantage opened it's doors in May of 2012 in Malta, NY. Mortgage Financing: Conventional FHA VA USDA Portfolio Reverse Mortgages Purchase, refinance, debt consolidation and home improvement Single family, multi-family, condos, co-ops, townhouses, modular and mobile homes Primary residence,second/vacation homes.
Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
646 Plank Road, Suite 102, Clifton Park, NY, 12065
At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
