USDA Loan Vs. FHA loan pro & con for Springdale, Washington County, AR

In 2025, USDA loan limit in Springdale, county of Washington, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Springdale, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 442-8871 1324 miles Lender's profile and map Reviews Zeman Mortgage Inc 140 W. Park Ave, El Cajon, CA, 92020 Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
(951) 276-8200 1325 miles Lender's profile and map Reviews Plaza Residential Mortgage 3610 Central Avenue, Riverside, CA, 92506 Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
(951) 686-6060 1325 miles Lender's profile and map Reviews Provident Savings Bank 3756 Central Avenue, Riverside, CA, 92506 Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
(877) 540-5305 1325 miles Lender's profile and map Reviews Lysa Nelson 3269 Highcliff Rd, Riverside, CA, 92506 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 684-2600 1325 miles Lender's profile and map Reviews National One Mortgage Corp. 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506 The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
(951) 782-0470 1325 miles Lender's profile and map Reviews Valley View Financial Services Inc. 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 202-1111 1325 miles Lender's profile and map Reviews Ivan & Maria Navarro 3400 Central Avenue, Suite 350, Riverside, CA, 92506 We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
(951) 684-3307 1325 miles Lender's profile and map Reviews First Lending Solutions 6370 Magnolia Ave Suite 210, Riverside, CA, 92506 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
(951) 682-1336 1325 miles Lender's profile and map Reviews Westin Mortgage 3400 Central Ave Ste 345, Riverside, CA, 92506 Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
(619) 504-9983 1325 miles Lender's profile and map Reviews Your Darling Lender 10444 Timberlane Way, Santee, CA, 92071 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 644-8344 1325 miles Lender's profile and map Reviews Casa Financial Services, Inc 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071 Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.