USDA Vs. FHA Pro and Con comparison in Hot-Springs-Village, Saline County, AR
In 2025, the USDA loan limit in Hot-Springs-Village, Saline county, AR, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and figure out the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Hot-Springs-Village, Saline, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Hot-Springs-Village, AR
The mission of Lendersa® is to seamlessly secure the optimal USDA or FHA loans with speed and ease. Select from three introductory paths that facilitate a match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgages require no down payment.
Armour Kankakee Credit Union officially changes its name to Fieldstone Credit Union: Many paths. One destination. The new name reflects the “fields of stone” (175 acres of farmland) where Armour and Company built a $14 million plant in 1950. Those fields of stone laid the foundation for the credit union
550 Congressional Blvd, Suite 115, Carmel, IN, 46033
At the Optimum Mortgage Company, we work hard to get you the lowest interests and close your loan as soon as possible. Getting your loan approved is easy, so let us get you the perfect loan to go with your perfect home In Indiana and Florida. We Speak English and Chinese. The Optimum Mortgage Company was established in 2005 by Sharlene Teng.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256
First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
"1st Signature Lending is a unique mortgage company with the borrower's interest in mind.
At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
