USDA and FHA Pro and Con in Piney, Garland County, AR
In 2026, the USDA loan limit in the city of Piney, located in Garland county, AR, is capped at $336,500. For single-family homes, the FHA limit is set to $472,030.
Leverage the Lendersa® USDA loan calculator today to compare the most competitive USDA against FHA rates, and determine essential criteria such as income, credit, reserves, and necessary documentation to qualify. Our smart mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option suitable for your financial condition in Alabama.
2026 Loan Limits and Down Payment Requirements in Piney, Garland County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Piney, AR
Lendersa® aims to promptly provide you with the optimal USDA or FHA loan without the hassle. Begin by selecting one of three available starting options, which connect you with lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, alternatively known as the USDA mortgage or rural development loan, is specifically designed for rural communities. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them uniquely beneficial for borrowers.
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