USDA Vs. FHA Pro and Con comparison in Benton, Saline County, AR
For 2026, the USDA loan limit set for Benton in the county of Saline, AR, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to evaluate and compare today's top USDA VS FHA rates. It will also help you determine the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program in Alabama for your financial scenario.
Loan limits and downpayment requirements in Benton, Saline county, AR for 2026
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Benton, AR
Lendersa® aims to secure the best USDA or FHA loans for you swiftly and without any hassle. Choose from three options to match lenders with USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage demands no down payment.
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