USDA Vs. FHA Pro and Con comparison in Benton, Saline County, AR
In 2025, USDA loan limit in Benton, county of Saline, AR is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Benton, county of Saline, AR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Benton, AR
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
The Bridge Companies is a closely held investment organization focused on mortgage and financial services. The company invests in asset advisory, mortgage banking, and asset management groups. The company was founded by seasoned banking and mortgage industry executives with a focus on the US residential mortgage markets.
Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big
140 East 45th Street, 31st FL, New York, NY, 10017
GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.
Global Capital Partners is a Global commercial hard money lender, offering many financing options, including: bridge financing, private lending, commercial real estate financing, structured join venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing.
The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.
2401 E Rio Salado Pkwy, Suite 1019, Tempe, AZ, 85281
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Aaron Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
