USDA VS FHA in Benton, Saline County, AR

In 2024, USDA loan limit in Benton, county of Saline, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Benton, county of Saline, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Benton, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Harvard University Employees Credit Union
  • PO Box 382609, Cambridge, MA, 02238
  • Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.
  • Harris Capital Mortgage Group
  • 10845 Griffith Peak Drive, Suite 2-188, 2nd Floor, Las Vegas, NV, 89135
  • At Harris Capital Mortgage, we take the time to meet our customers needs and guide them through the application process. ​ We specialize in FHA, Conventional and VA financing. We have a variety of loan programs that may be beneficial for you or your clients. We have financing down payment assistance and many more options
  • The DM3 Group
  • 11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
  • The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
  • Lisa Fleck
  • 1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
  • Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
  • The Mevorah Team
  • 10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
  • "The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
  • SimpliFi Mortgage LLC
  • 10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
  • Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
  • Health Alliance FCU
  • 230 Highland Avenue, Somerville, MA, 02143
  • The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in S
  • Somerville School Employees Federal Credit Union
  • 100 Highland Avenue, Somerville, MA, 02143
  • Somerville School Employees Federal Credit Union is limited to the select employee group composed solely of individual employees of the city of Somerville, Massachusetts, who are paid from the payroll of the city of Somerville, Massachusetts and who work for the Somerville School Department.
  • Naveo Credit Union
  • 493 Somerville Ave, Somerville, MA, 02143
  • Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits