FHA Vs. USDA loan program for Hot-Springs, Garland County, Arkansas

In 2025, USDA loan limit in Hot-Springs, county of Garland, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Hot-Springs, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(909) 918-6488 1410 miles Lender's profile and map Reviews Equinox financial 5557 Bluejay Street, La Verne, CA, 91750 We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
(626) 688-0691 1410 miles Lender's profile and map Reviews Evans Financial Network 615 Smoketree Drive, La Verne, CA, 91750 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
(909) 541-6723 1410 miles Lender's profile and map Reviews First Priority Capital 3197 Peyton Road, La Verne, CA, 91750 First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
(909) 896-3875 1410 miles Lender's profile and map Reviews GMA Real Estate Services Inc 1403 Foothill Boulevard, Suite E, La Verne, CA, 91750 GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
(800) 592-9396 1411 miles Lender's profile and map Reviews American Online Mortgage 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 579-2200 1411 miles Lender's profile and map Reviews Money360, Inc. 999 Corporate Drive, Suite 110, Ladera Ranch, CA, 92694 Money360 is a vertically-integrated, nationwide commercial real estate lender that sources, underwrites, closes, sells and services small- to mid-balance commercial real estate loans ranging in size from $5 million to $30+ million. Through the seamless union of world-class technology
(800) 592-9396 1411 miles Lender's profile and map Reviews Ladera Lending, Inc. 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694 At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
(949) 463-8200 1411 miles Lender's profile and map Reviews Arbonne Group, LTD 27762 Antonio Parkway, Suite L1-505, Ladera Ranch, CA, 92694 Arbonne Group, Ltd. has over three decades of experience sourcing debt for multifamily and commercial properties across the United States. Not only do we provide loans for investment purposes, but we explain in precise detail every aspect of the investment process advising the borrower / investor in every part of the commercial real estate.
(949) 606-3706 1411 miles Lender's profile and map Reviews Prime Real Estate and Mortgage Loans 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 premier Real Estate Broker, I am here to provide you with all the resources, education and other helpful information to assist you in selling your existing home, buying or both. I work closely with seller and buyers in the Los Angeles, San Bernardino and Orange County areas. I have extensive training in the latest real estate marketing strategies.
(888) 878-7715 1411 miles Lender's profile and map Reviews Truss Financial Group 999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694 Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
(800) 662-6784 1411 miles Lender's profile and map Reviews Loangevity Mortgage 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.