USDA and FHA Pro and Con in North-Little-Rock, Pulaski County, AR

In 2025, USDA loan limit in North-Little-Rock, county of Pulaski, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Little-Rock, county of Pulaski, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in North-Little-Rock, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Daisy Huang, Loan Officer
  • 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Lynx Mortgage
  • 20111 Stevens Creek Blvd, Suite 245, Cupertino, CA, 95014
  • Our priority is to provide our customers with unparalleled service through our team of mortgage professionals. We will help you explore the right financing options for your needs matched with competitive pricing. We understand these are important decisions and we are committed to making the process seamless and expeditious for you.
  • Left & Right Consulting Inc
  • 20111 Stevens Creek Blvd, Suite 215, Cupertino, CA, 95014
  • As a mortgage broker, we shop the best banks and wholesale lenders in the nation to help you find the right loan fitting your needs and at the lowest interest rates available.We pride ourselves as professional consultants in giving you the information and advice you need to choose the best loan for you
  • SV Commercial Lending -Marty Lefton Strategic Commercial Mortgage Broker/Owner
  • 10873 Northoak Square, Cupertino, CA, 95014
  • Marty Lefton is dedicated to creating and preserving wealth for clients by providing highly comprehensive and strategic financial lending solutions. He uses a holistic approach by first understanding as many of the pieces of a client’s situation as possible, and then looking at what makes the best financial sense for the client
  • Ocean Mortgage
  • 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Ascend Realty and Financial Corporation
  • 957 Vernie Ct, Cupertino, CA, 95014
  • Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.
  • Stanford Federal Credit Union
  • 1860 Embarcadero Rd, Palo Alto, CA, 94303
  • Our goal isn’t to generate profits for stockholders. It’s to improve the lives of our members. That means we give back more to our members in the form of higher savings rates, low loan rates and less fees. We proudly serve the financial needs of over 75, 000 members across the Stanford, Palo Alto and San Francisco Bay Area communities.
  • The Bay Brokerage Inc
  • 4020 Fabian Way, Suite 305, Palo Alto, CA, 94303
  • The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
  • American Credit®
  • 2100 Geng Road, Suite 210, Palo Alto, CA, 94303
  • American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
  • Village Properties & Associates
  • 15845 Channel St San, San Lorenzo, CA, 94580
  • Village Properties work under an experienced licensed broker/owners Sam & Jessica Medina. They are high caliber professionals with extensive experience and knowledge about our local real estate market. Our agents come from diverse backgrounds but all are dedicated to providing the highest quality service to our clients.