USDA Vs. FHA Pro and Con comparison in Little-Rock, Pulaski County, AR
For 2025, the USDA loan limit in Little-Rock, located in Pulaski county, AR, amounts to $285,000. On the other hand, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, assessing the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in Little-Rock, Pulaski, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Little-Rock, AR
The mission of Lendersa® is to quickly and effortlessly find you the best USDA or FHA loan possible. Choose one of three starting points designed to align you with potential lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage requires no down payment at all.
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