USDA Vs. FHA your options comparison in Little-Rock, Pulaski County, AR
For 2026, the USDA loan limit in Little-Rock, located in Pulaski county, AR, amounts to $285,000. On the other hand, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, assessing the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Little-Rock, Pulaski, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Little-Rock, AR
The mission of Lendersa® is to quickly and effortlessly find you the best USDA or FHA loan possible. Choose one of three starting points designed to align you with potential lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage requires no down payment at all.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
120 Sears Avenue, Suite 208, Louisville, KY, 40207
Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
231 Breckenridge Lane, Suite 202D, Louisville, KY, 40207
We offer great rates and closing-cost packages. Borrowers Choice Mortgage will shop among several wholesale lenders nationwide to find your best deal. We make sure clients don’t overlook closing costs by focusing solely on rates, which is a common mistake. Closing costs are very important to getting the best deal over time.
Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
161 St Matthews Ave, Suite 10, Louisville, KY, 40207
The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
295 North Hubbards Lane, Suite 102, Louisville, KY, 40207
Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
