USDA Vs. FHA your options comparison in Maumelle, Pulaski County, AR

For 2025, the USDA loan limit in Maumelle, located in Pulaski county, AR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to help you compare today's top USDA and FHA rates. Determine the income, credit, reserves, and document requirements for qualification. Featuring our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, assisting your choice of the best option for your financial situation in Alabama.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Maumelle, Pulaski, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Maumelle, AR

The goal of Lendersa® is to secure the best USDA or FHA loans quickly and without hassle. Select one of three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
  • Mortgage and Realty Professionals: Home Loans & Mortgage Refinance
  • 4024 Ibis Street, Suite B, San Diego, CA, 92103
  • Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
  • Mission Home Mortgage
  • 3033 5th Avenue, Suite 420, San Diego, CA, 92103
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
  • Weldon Financial Inc
  • 2665 5th Avenue, Suite 608, San Diego, CA, 92103
  • Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
  • eMortgageGuys
  • 1419 University Ave, Suite C, San Diego, CA, 92103
  • eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
  • Hansen Loans Inc.
  • 1644 Linwood Street, San Diego, CA, 92103
  • At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Mortgage and Realty Professionals
  • 4024 Ibis Street, Suite B, San Diego, CA, 92103
  • Mortgage & Realty Professionals (MRP) is a wholesale mortgage brokerage with established relationships with over 30 large and medium sized banks to ensure competitive rates, creative products, and fulfill the needs of all our clients. It has the flexibility of a broker along with the systems of banks to optimize
  • XO Mortgage
  • 2720 5th Ave, Suite J, San Diego, CA, 92103
  • We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Solidify Mortgage Advisors
  • 2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Eagle Nest Realty & Mortgage Inc.
  • 4167 Avenida De La Plata, Suite 104, Oceanside, CA, 92056
  • Eagle Nest Realty & Mortgage Inc. is a residential real estate sales and mortgage loan company. Located in Oceanside, we represent buyers and sellers primarily in North San Diego County and broker purchase and refinance loans throughout California. mortgage company va mortgage lender camp pendleton area real estate agent.