For 2025, the USDA loan limit in Maumelle, located in Pulaski county, AR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa® offers a USDA loan calculator to help you compare today's top USDA and FHA rates. Determine the income, credit, reserves, and document requirements for qualification. Featuring our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, assisting your choice of the best option for your financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best USDA or FHA loans quickly and without hassle. Select one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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