USDA Vs. FHA your options comparison in Maumelle, Pulaski County, AR

For 2026, the USDA loan limit in Maumelle, located in Pulaski county, AR, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to help you compare today's top USDA and FHA rates. Determine the income, credit, reserves, and document requirements for qualification. Featuring our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, assisting your choice of the best option for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Maumelle, Pulaski, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Maumelle, AR

The goal of Lendersa® is to secure the best USDA or FHA loans quickly and without hassle. Select one of three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Maumelle Lenders

  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • Lends in Arkansas
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Lends in Arkansas
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.

  • Arkansas Farm Bureau Federation credit union
  • 10720 Kanis Road, Little Rock, AR, 72207
  • Lends in Arkansas
  • Arkansas Farm Bureau Federation (ArFB) is a nonprofit, grassroots organization dedicated to agricultural advocacy. ArFB represents the interests of farmers and rural communities throughout the state of Arkansas through policy development, lobbying and other programs.

    The mission of Arkansas Farm Bureau
    Advocate the interests of agriculture i

  • Land Line Lending
  • 1501 N. Pierce Street, Suite 104, Little Rock, AR, 72207
  • Lends in Arkansas
  • "Our Land Line Lending team has over 75 years of land industry experience. That experience, along with our industry knowledge & know-how, provides our customers with solutions that are as unique as their needs.

    Our team is proud to uphold the values of dependability & stability while working toward innovations that are improving financing opti

  • Encore Bank
  • 1801 Rahling Rd, Little Rock, AR, 72223
  • Lends in Arkansas
  • Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products

  • Bank Ozk
  • 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
  • Lends in Arkansas
  • Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.

  • Eagle Bank & Trust
  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Lends in Arkansas
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee

  • Southern Bancorp (Lending Services ONLY)
  • 400 Hardin Rd, Suite 100, Little Rock, AR, 72211
  • Lends in Arkansas
  • Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.

  • TruService Community FCU
  • 11001 Hermitage Road, Little Rock, AR, 72211
  • Lends in Arkansas
  • TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.