USDA Vs. FHA Pro and Con comparison in Pottsville, Pope County, AR

In 2025, the USDA loan limit in Pottsville of Pope county, AR, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to examine and compare today's leading USDA and FHA rates. This tool aids in determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Pottsville, Pope, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pottsville, AR

The aim of Lendersa® is to secure the best USDA or FHA loan swiftly and with minimal hassle. Start with one of three paths leading to compatible lenders and USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in AR

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Marvel City Federal Credit Union
  • 316 17th St N, Bessemer, AL, 35020
  • At Marvel City Federal Credit Union, our Southern roots run deep. We live in a place where people take pride in their hometown, recognize that local businesses are the lifeblood of the economy, and go the extra mile to help their neighbors. Your finances are a major priority in your life. So we make it a priority to quickly.
  • Port Arthur Teachers Federal Credit Union
  • 3001 Jimmy Johnson Boulevard, Port Arthur, TX, 77642
  • Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.
  • Port Arthur Community Federal Credit Union
  • 3100 Central Mall Drive, Port Arthur, TX, 77642
  • Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity. Mortgage Solutions LP NMLS #1636721..
  • Foti Financial Services
  • 422 Lessard St, Donaldsonville, LA, 70346
  • Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
  • Optimal Mortgage Services Llc
  • 239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
  • Optimal Mortgage Services'​ primary focus is based on our customers'​ needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.
  • Brazos Star Credit Union
  • 701 Harvey Road, College Station, TX, 77840
  • In 1961, ten employees from the United State Post Office and the United States Department of Agriculture each made an investment to purchase a share of ownership in the newly chartered credit union called Brazos County Federal Employees Credit Union. This credit union was established by its members to serve the federal employees from USPS, USDA.
  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
  • PEOPLES BANK OF MIDDLE TENNESSEE
  • 1122 North Main Street, Shelbyville, TN, 37160
  • Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full