In 2026, the USDA loan limit in Russellville, within the county of Pope, AR, is $336,500. Meanwhile, the FHA limit for a single-family house is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA against FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the optimal program in Alabama for your financial needs.
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the best USDA or FHA loans quickly and without hassle. Choose from one of three pathways leading to lender matches and USDA loan programs.
The USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA mortgage or USDA rural development loan, and is exclusively for use in rural areas. In contrast to FHA loans that mandate a 3.5% down payment, USDA loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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