USDA Loan Vs. FHA loan for Morrilton, AR [Conway County ]

In 2025, USDA loan limit in Morrilton, county of Conway, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morrilton, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 623-7004 Lender's profile and map Reviews Combined Federal Credit Union 203 Nash St, Hot Springs National Park, AR, 71913 Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
(479) 963-2121 Lender's profile and map Reviews The First National Bank at Paris 11 E Main St, Paris, AR, 72855 The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(501) 332-6530 Lender's profile and map Reviews Diamond Lakes Federal Credit Union 7333 Highway 270, Malvern, AR, 72104 Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
(501) 332-6955 Lender's profile and map Reviews Malvern National Bank 501 South Main Street, Malvern, AR, 72104 MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
(501) 268-3122 Lender's profile and map Reviews White County FCU 508 W Beebe Capps Expy, Searcy, AR, 72143 In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation. On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
(800) 922-6936 Lender's profile and map Reviews Priority Bank 401 W College St, Ozark, AR, 72949 Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
(870) 535-2441 Lender's profile and map Reviews PBA Federal Credit Union Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602 PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
(870) 793-9876 Lender's profile and map Reviews First Community Bank Arkansas 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501 First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
(870) 793-4441 Lender's profile and map Reviews Citizens Bank 655 St. Louis Street, Batesville, AR, 72501 Citizens Bank now exceeds assets of $1.1 billion and remains headquartered in Batesville, AR. Citizens Bank is a financial services organization committed to meeting the needs of the communities it serves. Our progressive community Banking model focuses on the delivery of exceptional customer service while employing advanced technology.
(479) 996-4171 Lender's profile and map Reviews Farmers Bank 71 West Center Street, Greenwood, AR, 72936 In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
(870) 210-7222 Lender's profile and map Reviews TWO RIVERS FEDERAL CREDIT UNION 204 N. 10th Street, Arkadelphia, AR, 71923 In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
(800) 945-0073 Lender's profile and map Reviews Today’s Bank 432 Madison 1650, Huntsville, AR, 72740 Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,