USDA and FHA Pro and Con in Rogers, Benton County, AR

In the year 2026, the USDA loan limit within Rogers, which is part of Benton county, AR, is $336,500, while the FHA loan limit stands at $472,030 for single-family homes.

Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA best rates, assessing the income, credit score, reserves, and required documents for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your unique financial needs in Alabama.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Rogers, Benton, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Various USDA and FHA Loan Choices in Rogers, AR

The goal at Lendersa® is to obtain the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting paths to connect with lenders and access USDA loan programs.

Lendersa USDA loan request with matching results

Explaining USDA Loans in AR

A USDA home loan is a government-backed mortgage by the Department of Agriculture, often termed USDA rural development loan or simply USDA mortgage, available only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, providing a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BLUEROCK MORTGAGE, L.L.C.
  • 1120 Campus Drive W., MORGANVILLE, NJ, 7751
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
  • KEYPOINT MORTGAGE, LLC
  • 150 Morris Avenue Suite 206,, Springfield, NJ, 7081
  • At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure
  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.
  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
  • Sunrise Funding Group
  • 211 Boulevard of the Americas, Lakewood, NJ, 08701
  • We are one of the leading providers in business funding & financing. We provide immediate funding to businesses in need, who want to avoid the headache of traditional lending institutions. We work closely with each business owner to ease their path to an increasingly successful business.