USDA Vs. FHA Pro and Con comparison in Sheridan, Grant County, AR
As of 2025, the USDA loan limit in Sheridan, located in the county of Grant, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be utilized to compare today's optimal USDA and FHA rates, helping you determine the necessary income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in to fit your financial needs.
2025 Loan Limits and Downpayment Requirements in Sheridan, County of Grant, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Available USDA and FHA Loans in Sheridan, AR
Lendersa® aims to assist you in obtaining the most suitable USDA or FHA loans efficiently and hassle-free. Choose from one of three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages offer no down payment requirement.
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