USDA Vs. FHA Pro and Con comparison in Sheridan, Grant County, AR
As of 2025, the USDA loan limit in Sheridan, located in the county of Grant, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be utilized to compare today's optimal USDA and FHA rates, helping you determine the necessary income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in to fit your financial needs.
2025 Loan Limits and Downpayment Requirements in Sheridan, County of Grant, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Available USDA and FHA Loans in Sheridan, AR
Lendersa® aims to assist you in obtaining the most suitable USDA or FHA loans efficiently and hassle-free. Choose from one of three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages offer no down payment requirement.
UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
