USDA Vs. FHA Pro and Con comparison in Sheridan, Grant County, AR

As of 2026, the USDA loan limit in Sheridan, located in the county of Grant, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can be utilized to compare today's optimal USDA and FHA rates, helping you determine the necessary income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in to fit your financial needs.

Explore loan options from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Sheridan, County of Grant, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Available USDA and FHA Loans in Sheridan, AR

Lendersa® aims to assist you in obtaining the most suitable USDA or FHA loans efficiently and hassle-free. Choose from one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages offer no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.
  • Rutgers Federal Credit Union
  • 85 Davidson Road, Piscataway, NJ, 08854
  • RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
  • Sidney Federal Credit Union
  • 42 Union Street, Sidney, NY, 13838
  • Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
  • Turtle Mountain State Bank
  • 908 Chief Little Shell Street, Belcourt, ND, 58316
  • Turtle Mountain State Bank opened its doors on December 3, 2007 as the first privately owned Native American bank on a federally recognized Indian Reservation. In April of 2012, the bank moved into a beautiful new building located in the center of downtown Belcourt. To fulfill the needs of the underserved, we are committed to offering high-quality
  • Freehold Savings Bank
  • 68 W Main St, Freehold, NJ, 07728
  • Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.
  • NJ Latvian Federal Credit Union
  • 1017 State Route 33, Freehold, NJ, 07728
  • New Jersey Latvian Federal Credit Union has been open since 1971. The credit union has assets totaling $8.72 Million and provides banking services to more than 200 members. The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
  • Alexander Financial Solutions
  • 181 South St, Unit B2, Freehold, NJ, 07728
  • AFS provides professional financial services for small and mid-size businesses throughout the US by advising, educating and introducing accounts receivable, small business loans and many other financing programs . Our team of talented business growth experts are here to help your business get the financial stability it needs
  • First Financial Federal Credit Union
  • 391 Route 9 North Freehold, Township, NJ, 07728
  • First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education