USDA Vs. FHA your options comparison in Sheridan, Grant County, AR
As of 2026, the USDA loan limit in Sheridan, located in the county of Grant, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be utilized to compare today's optimal USDA and FHA rates, helping you determine the necessary income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage tool lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in to fit your financial needs.
2026 Loan Limits and Downpayment Requirements in Sheridan, County of Grant, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Available USDA and FHA Loans in Sheridan, AR
Lendersa® aims to assist you in obtaining the most suitable USDA or FHA loans efficiently and hassle-free. Choose from one of three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages offer no down payment requirement.
Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Farmers Saving Bank was founded in 1894 in Beaman, Iowa, and was first known as “The Beaman Bank.” The bank was organized under a state charter as Farmers Savings Bank in 1908 and the Marshalltown locations were opened in 2000. We are owned by shareholders whose roots are right here in this area.
Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.
United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou
Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.