USDA Vs. FHA Pro and Con comparison in East-End, Saline County, AR

In 2024, USDA loan limit in East-End, county of Saline, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in East-End, county of Saline, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-End, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Wholesale Mortgage
  • 7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
  • Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.
  • Complete Mortgage
  • 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
  • Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • THE HOME AND COMMERCIAL LOAN COMPANY, INC.
  • 555 University Avenue, Suite 210, Sacramento, CA, 95825
  • At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
  • New Way Mortgage, Inc.
  • 1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
  • Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
  • Cig Realty & Loans Sacramento
  • 7637 McMullen Way, Sacramento, CA, 95828
  • We began working in the Real Estate Broker/Mortgage Broker industry in 1998. In 2004, we purchased controlling interest in CIG Realty & Loans, Sacramento, a real estate and mortgage brokerage. CIG is licensed by the department of real estate in the state of California and specializes in real estate sales and commercial real estate lending.
  • PMG Home Loans
  • 1010 Hurley Way, Suite 110, Sacramento, CA, 95825
  • PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
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  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl