USDA and FHA Pro and Con in East-End, Saline County, AR
In the year 2025, the USDA loan ceiling in East-End, located in the county of Saline, AR, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in East-End, Saline, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in East-End, AR
The purpose of Lendersa® is to promptly and effortlessly connect you with the most suitable USDA or FHA loan available. Initiate your journey from one of three starting paths that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely for rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.
UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.
CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS
Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
We offer our employees unlimited opportunities for career development.
We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
